Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Fargo, ND
Established in 1934, we are a not-for-profit, member-owned financial cooperative dedicated to serving employees of Fargo Public Schools and their families. With over 90 years of operation, we combine the personalized service of a local institution with the robust benefits of a large financial organization. Our mission focuses on promoting member well-being through competitive financial products, reduced fees, and community-driven values. We offer a comprehensive range of services including checking and savings accounts, loans, credit cards, and digital banking tools.Our team prioritizes transparency, security, and financial education to empower members in achieving their goals. With two convenient branches in Fargo, ND, and 24/7 mobile banking access, we ensure flexibility to meet diverse financial needs. Our history as North Dakota's first credit union underscores our commitment to innovation while maintaining the trust of our 2,361 members.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Loans
Personal Loans
Debit Cards
Credit Cards
Mobile Banking
Notary Services
Wire Transfers
Details
- Year established: 1934
Highlights and features
- We've served the Fargo community for over 90 years with trusted financial expertise
- Our member-owned model ensures profits return to account holders through better rates
- Competitive interest rates on savings and low-rate loan options available
- 24/7 mobile banking with secure transactions and mobile deposit capabilities
- Personalized service from local banking professionals who understand community needs
Services
Checking Accounts
Our checking accounts provide hassle-free banking with no monthly fees and instant access to funds. Features include free online/mobile banking, overdraft protection, and thousands of fee-free ATMs nationwide. Designed for everyday financial management with personalized support from our local team.
Savings Accounts
Grow your money with competitive interest rates and flexible options. Choose from Primary Shares, Money Market accounts, or Share Certificates. All accounts offer security, no monthly fees, and 24/7 digital access to help members achieve short-term and long-term financial goals.
Auto Loans
Finance your next vehicle with affordable rates and customizable terms. Our auto loans accommodate various credit profiles and offer quick approval processes. Members benefit from personalized guidance to find the right financing solution that fits their budget.
Mobile Banking
Manage accounts anytime with our secure mobile app featuring 24/7 access, mobile deposits, transaction tracking, and real-time alerts. Designed for convenience, our platform ensures members can handle financial needs from anywhere with enhanced security measures.
Notary Services
Access professional notarization at both branch locations. Our certified notaries assist with document verification for real estate transactions, legal agreements, and other official paperwork. Services are available during regular business hours with no appointment required.
Questions
Who can join Fargo Public Schools Federal Credit Union?
Membership is open to employees of Fargo Public Schools and their immediate family members.
What digital banking options are available?
We offer 24/7 mobile banking with account access, mobile deposits, transaction alerts, and bill payment features.
Do you offer loan pre-approval options?
Yes, we provide pre-approval processes for auto loans and home mortgages with competitive rate guarantees.
Are there fees for using ATMs?
No, members can use thousands of Money Pass ATMs nationwide without additional fees.
What security measures protect my accounts?
We employ encryption, fraud monitoring, and secure login protocols to safeguard all online transactions and personal information.
