Business Details
Your Trusted Partner for Personal and Business Banking Solutions
Ramsey National Bank & Trust has been a cornerstone of North Dakota's financial landscape for over a century. Our commitment to personalized service and community-driven banking remains unwavering, even as technology and economic landscapes evolve. We specialize in tailoring financial solutions to meet individual, business, and agricultural needs through a comprehensive range of services including checking and savings accounts, loans, trust management, and insurance products. Our team of experienced professionals combines local market knowledge with industry expertise to deliver customized financial strategies.With multiple branch locations across the Upper Red River Valley, we maintain a strong focus on relationship-building and customer satisfaction. Our Switch Kit simplifies account transitions, while our independent insurance agency provides flexible coverage options for homes, vehicles, farms, and businesses. The Trust Department offers specialized asset management services with impartial administration of diverse investment portfolios. Through decades of service, we have cultivated a reputation for reliability, transparency, and innovation in financial services.
Services
Personal Checking
Business Savings
Agricultural Loans
Trust Management
Online Banking
Mortgage Services
Insurance Solutions
Remote Deposit
Wealth Planning
Credit Cards
Highlights and features
- We offer personalized banking solutions tailored to individual lifestyles and business needs
- Our Switch Kit simplifies account transitions with seamless service migration
- Independent insurance agency provides customized coverage options for homes and businesses
- Experienced ag bankers understand the unique financial challenges of farming operations
- Trust Department manages diverse investment portfolios with impartial administration
Services
Personal Banking
Our personal banking services offer tailored financial solutions for individual needs. We provide checking and savings accounts with modern features to manage daily finances efficiently. Customers benefit from specialized IRAs and savings plans designed for long-term financial security. The Switch Kit simplifies account transitions with seamless service migration, while our insurance division offers customized coverage options for homes, vehicles, and personal assets.
Business Banking
Business banking solutions focus on supporting local commercial growth through specialized deposit accounts and lending programs. Our services include cash flow management tools, business loans, and customized insurance coverage. The Remote Deposit Capture system enables efficient financial management for companies of all sizes. Our commercial bankers combine industry expertise with local market knowledge to develop growth-oriented financial strategies for Upper Red River Valley businesses.
Ag Banking
Agricultural banking services address the unique financial needs of farming operations with tailored loan programs and risk management solutions. Our ag bankers provide multi-peril crop insurance options and financial planning tools specifically designed for agricultural enterprises. With over a century of experience supporting North Dakota farms, we offer specialized lending programs and insurance coverage that adapt to changing agricultural market conditions.
Trust Services
Trust services provide professional asset management through customized investment solutions. We administer diverse portfolios including stocks, bonds, real estate, and precious metals with impartial oversight. Our trust professionals offer retirement planning services for individuals and employer-sponsored plans. The department maintains separate record-keeping systems to ensure transparent management of client assets while providing tax-efficient investment strategies.
Insurance Solutions
Insurance solutions combine local expertise with nationwide coverage options for personal and commercial clients. Our independent agency offers customized property, auto, life, and business insurance policies tailored to specific needs. Agricultural insurance programs include crop-hail and multi-peril coverage to protect farming operations. The insurance division works with multiple providers to develop comprehensive risk management strategies for individuals and businesses across North Dakota.
People
Colleen Anderson
Branch Banking Manager
Colleen Anderson serves as Branch Banking Manager in Michigan, providing personalized financial solutions to local customers. With extensive banking experience, she specializes in account management and customer service. Her expertise helps individuals and businesses achieve their financial goals through tailored banking strategies.
Matt Beneda
Regional President
Matt Beneda leads regional operations as President for Grafton/Park River areas. He oversees strategic banking initiatives and community engagement efforts. With deep local market knowledge, he focuses on developing financial solutions that support regional economic growth and customer financial success.
Julie Byron
SVP of Lending
Julie Byron serves as Senior Vice President of Lending in Park River, managing loan programs and credit services. Her leadership ensures accessible financing options for personal and business clients. With over a decade of banking experience, she specializes in developing customized lending solutions for local customers.
Russell Carignan
VP Commercial Loan Officer
Russell Carignan works as Vice President Commercial/Ag Loan Officer in Grafton, supporting business and agricultural financing needs. He develops tailored loan programs for farming operations and commercial enterprises. His expertise in agricultural lending helps North Dakota farmers secure necessary capital for operational growth and sustainability.
Jerry Cleveland
SVP Trust Officer
Jerry Cleveland serves as Senior Vice President Trust Officer in Devils Lake, managing investment portfolios and estate planning services. He oversees trust administration and wealth management solutions for individuals and institutions. His expertise ensures proper management of diverse assets including real property and investment securities.
Questions
How do I switch my accounts to First United Bank?
Use our Switch Kit by providing account details, and we'll handle transferring your accounts and setting up automatic payments.
What insurance services do you offer?
We provide home, auto, life, and business insurance with customized coverage options through our independent insurance agency.
Do you offer agricultural loan programs?
Yes, we have specialized ag loans and crop insurance programs designed for North Dakota farming operations and rural businesses.
Can I access trust management services?
Our Trust Department offers asset management, estate planning, and retirement account services with impartial administration of diverse investments.
What online banking features are available?
We provide online and mobile banking with bill pay, account management, and remote deposit capture for personal and business accounts.
Where are your branch locations?
We operate in Devils Lake, Fargo, Grafton, Park River, and other North Dakota communities with extended weekday hours and select Saturday availability.
