Business Details
31 Years
experience
Trusted Personal and Auto Loans in Washington, NC
Capitol Credit has served our community for over 25 years, providing personalized financial solutions tailored to individual needs. Our team of experienced professionals specializes in personal loans for unexpected expenses, vacations, holidays, and medical costs, as well as automobile financing options. As a locally owned and operated business incorporated in North Carolina on June 12, 1995, we maintain a deep commitment to our community while adhering to strict regulatory standards through our North Carolina Consumer Finance License #124624. We combine professional expertise with a customer-first approach, offering flexible application methods including in-person, online, and phone options. Our innovative e-loan process enables instant funding through secure digital agreements, demonstrating our commitment to modern financial solutions.With operating hours from 9:00 AM to 5:00 PM Monday through Friday, our friendly staff prioritizes accessibility and convenience. Our proven track record of successful loan approvals and refinancing solutions has earned us consistent customer satisfaction, as evidenced by numerous testimonials highlighting our responsive service and personalized approach. We maintain transparency in all transactions, clearly disclosing fees such as the $4.00 convenience charge for instant funding through REPAY. Our multi-generational customer base, including long-term clients like Deborah who has used our services since 2005, demonstrates our ability to build lasting financial relationships. Through continuous service refinement and technology integration, we remain dedicated to making life simpler for our valued customers.
Services
Personal Loans
Auto Loans
E-Loans
Loan Refinancing
Instant Funding
Details
- Year established: 1995
Highlights and features
- We offer same-day loan approvals and instant funding options
- Our team provides personalized financial solutions since 1995
- We maintain transparent fee structures with clear disclosures
- Our licensed professionals understand local financial needs
- We guarantee secure digital loan processing with e-signature options
Associations and certifications
- North Carolina Consumer Finance License #124624
What people say
Quick service
Friendly staff
Personalized solutions
Long-term trust
Reliable funding
Services
Personal Loans
Flexible personal loan options ranging from $500 to $10,000 for various life needs. Our streamlined application process allows quick approvals for unexpected expenses, medical bills, vacations, and holiday spending. Customers benefit from personalized loan terms tailored to individual financial situations while maintaining regulatory compliance through our North Carolina licensing.
Auto Loans
Comprehensive auto financing solutions with loan amounts up to $15,000 for vehicle purchases. Our program accommodates various credit profiles while offering competitive terms. Customers receive personalized guidance through the financing process, with options for both new and used vehicle purchases, demonstrating our commitment to accessible transportation solutions.
E-Loans
Secure online loan applications with instant funding options through digital agreements. This service enables 24/7 access to financial solutions with e-signature capabilities and immediate fund transfers to debit cards. The $4.00 convenience fee for instant funding through REPAY provides expedited service while maintaining transaction security and regulatory compliance.
Loan Refinancing
Refinancing options to help customers improve loan terms or reduce monthly payments. Our specialists evaluate existing loan conditions to create customized refinancing solutions. This service focuses on improving financial flexibility while maintaining responsible lending practices, as demonstrated by our long-term customer relationships.
Instant Funding
Immediate fund availability through REPAY network for approved loans, with transfers to VISA or Mastercard debit cards. This service requires a $4.00 convenience fee but provides critical financial access outside regular business hours. The digital process maintains security while delivering urgent financial solutions to approved applicants.
Questions
What loan options are available through Capitol Credit Company?
We offer personal loans from $500 to $10,000, auto loans up to $15,000, and refinancing options with flexible terms.
How quickly can I receive funds after loan approval?
Instant funding is available through REPAY for qualified applicants, with funds transferred to debit cards within minutes.
What application methods do you offer?
Apply in person at our Washington location, by phone, or through our secure online portal available 24/7.
Are there any additional fees for your services?
A $4.00 convenience fee applies for instant funding requests through our e-loan process, paid to REPAY for transaction processing.
How long have you been serving the community?
We've provided financial services in Washington, NC since our incorporation in 1995, maintaining local expertise for over 25 years.
What sets you apart from other lenders?
Our personalized approach combines local knowledge with modern digital solutions, offering same-day approvals and customized financial guidance.
