Business Details
38 Years
experience
Trusted Personal and Auto Loan Solutions in Rocky Mount, NC
Southern Loans has been a trusted consumer finance company since 1988, serving North Carolina communities with personalized lending solutions. Our team of experienced loan officers prioritizes local decision-making and understands the unique financial needs of our customers. With over 30 years of expertise, we specialize in personal loans ranging from $500 to $15,000 and automobile purchase loans up to $15,000. We differentiate ourselves by focusing on individual circumstances rather than relying solely on automated credit scoring systems. Our commitment to customer service extends to financing a wide range of retail items including furniture, appliances, lawn equipment, electronics, motorcycles, and recreational vehicles.We work directly with local dealers to provide comprehensive financing options for our clients. Our six convenient locations across North Carolina ensure accessible, face-to-face service while maintaining robust online application capabilities. We maintain strict security measures to protect customer information and comply with all federal and state financial regulations. Our operating hours are designed to accommodate working individuals, with extended Friday hours at most locations. We remain dedicated to helping customers overcome past credit challenges through customized loan and debt consolidation solutions.
Services
Personal Loans
Auto Loans
Furniture Financing
Motorcycle Loans
RV Financing
Appliance Financing
Lawn Equipment Loans
Details
- Year established: 1988
Highlights and features
- Over 30 years of lending experience in North Carolina
- Local decision-making process tailored to individual needs
- Personalized loan solutions for unique financial situations
- Financing available for diverse retail and vehicle purchases
- Six convenient locations with extended Friday hours
Associations and certifications
- North Carolina Banking Commission
Services
Personal Loans
Southern Loans offers personal loans ranging from $500 to $15,000 tailored to individual financial circumstances. Our local loan officers evaluate each application based on personal situations rather than automated credit scores. This service helps customers address various financial needs while maintaining flexible repayment terms.
Auto Loans
We provide automobile purchase loans up to $15,000 for new and used vehicles. Our financing options cover compact cars, SUVs, trucks, and motorcycles. Working with local dealers, we offer competitive terms for customers seeking reliable transportation solutions through personalized loan packages.
Furniture Financing
Southern Loans finances furniture purchases with flexible payment options. This service enables customers to furnish their homes without upfront full payments. We work directly with local retailers to provide seamless financing solutions for new or previously owned furniture items.
Motorcycle Loans
Our motorcycle financing options include loans for new and used bikes up to $15,000. We currently offer specific financing for models like the Suzuki GSXR600 at $6,000. This service caters to enthusiasts seeking personalized financing for their recreational vehicle purchases.
Appliance Financing
We offer financing solutions for major appliances and home equipment purchases. This service covers items like refrigerators, washing machines, and lawn equipment. Customers can finance these essential household items through our flexible loan programs tailored to their financial situations.
Questions
What loan amounts do you offer?
We offer personal loans and auto loans ranging from $500 to $15,000 based on individual financial circumstances.
Can I apply for a loan online?
Yes, we provide an online application process that allows pre-approval without visiting our physical locations.
Do you work with customers who have credit challenges?
Yes, we evaluate each application based on personal circumstances rather than relying solely on credit scores.
How long does the approval process take?
Our local decision-making process typically provides quick approvals, often within the same business day.
What payment methods do you accept?
We accept payments by check and debit card for customer convenience.
What other items can you finance?
We finance furniture, appliances, lawn equipment, electronics, motorcycles, and recreational vehicles through local dealers.
