Business Details
26 Years
experience
Emergency
services
Trusted Bankruptcy Lawyers in Wisconsin & Illinois
Credit Solutions has been providing expert bankruptcy legal services since February 2000. Our firm was founded by Brett J Pfeifer, who recognized the need for client-focused representation in bankruptcy proceedings after working at volume-driven firms. With over 50 years of combined experience across our team of four specialized attorneys, we serve Wisconsin and Illinois residents facing financial hardship. Our practice focuses exclusively on federal bankruptcy law, including Chapter 7 liquidation, Chapter 13 reorganization, and Wisconsin-specific Chapter 128 debt consolidation. We prioritize transparent communication, offering free initial consultations and personalized payment plans to ensure accessible legal representation.Our attorneys guide clients through every stage of the bankruptcy process, from asset protection strategies to court filings and creditor negotiations. We maintain offices in Milwaukee and multiple Chicago locations to better serve our regional clientele. Our commitment to quality representation has resulted in consistent recognition as one of Wisconsin's leading bankruptcy filers. We emphasize client education throughout the process, ensuring individuals understand their rights and options while working toward financial recovery.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 128 Consolidation
Debt Relief
Bankruptcy Consultation
Details
- Year established: 2000
Highlights and features
- We have over 50 years combined bankruptcy law experience
- We offer free initial debt relief consultations
- Our payment plans make bankruptcy accessible
- We operate multiple convenient Wisconsin and Illinois locations
- We provide 24/7 protection from creditor harassment
What people say
Great experience
Friendly staff
Stress-free process
Knowledgeable attorneys
Positive outcomes
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides complete debt liquidation through asset surrender exemptions. Our attorneys help protect your essential assets while eliminating unsecured debts like credit cards. This process typically takes 3-6 months, offering immediate relief from creditor harassment and wage garnishments.
Chapter 13 Bankruptcy
Chapter 13 establishes 3-5 year repayment plans based on your income. We help negotiate reduced payments while protecting your home and car from repossession. Our team manages creditor communications and court filings to ensure compliance with federal bankruptcy requirements.
Chapter 128 Consolidation
Available exclusively to Wisconsin residents, Chapter 128 offers simplified debt consolidation without means testing. This process avoids court appearances and financial disclosure requirements, providing faster resolution for qualifying individuals seeking manageable repayment terms.
Debt Relief
Our debt relief services combine legal strategies with practical financial planning. We assess your complete financial picture to determine whether bankruptcy or alternative solutions best address your specific needs, including protection from utility shut-offs and wage garnishments.
Bankruptcy Consultation
We offer free, no-obligation bankruptcy consultations to evaluate your financial situation. Our attorneys explain all available options, answer questions about asset protection, and help you understand the long-term implications of different bankruptcy chapters.
People
Brett J Pfeifer
Founder
Brett J Pfeifer established Credit Solutions in 2000 after recognizing the need for client-focused bankruptcy representation. With extensive experience in federal bankruptcy law, he leads our team in providing accessible, ethical legal services to Wisconsin and Illinois residents.
Arnold Lueders
Attorney
Attorney Arnold Lueders brings decades of bankruptcy law experience to Credit Solutions. Clients consistently praise his compassionate approach and clear communication during complex financial proceedings, making him a trusted advisor in debt relief matters.
Questions
What bankruptcy options are available in Wisconsin?
Wisconsin residents can choose Chapter 7 liquidation, Chapter 13 repayment plans, or the state-specific Chapter 128 debt consolidation. Our attorneys help determine which option best fits your financial situation.
How much does bankruptcy filing cost?
Costs vary by chapter, but we offer competitive rates with payment plans. Mention our website for $50 off your filing fee and discuss affordable options during your free consultation.
Can bankruptcy stop utility shut-offs?
Yes, filing for Chapter 7 or 13 bankruptcy immediately halts utility disconnections. We've successfully helped numerous clients maintain essential services during financial hardship.
Do you offer free consultations?
Yes, we provide free initial debt relief consultations to evaluate your situation and explain all available options without obligation.
How long does bankruptcy take?
Chapter 7 typically completes in 3-6 months, while Chapter 13 requires 3-5 years of payments. Chapter 128 usually resolves within 12-24 months through structured repayment plans.
Can I keep my home and car?
Our attorneys work to protect your essential assets. Chapter 13 specifically allows debtors to keep property while restructuring payments, subject to court approval and payment plan compliance.
