Business Details
26 Years
experience
Trusted Mortgage Brokers in Brookfield, WI
Waterstone Mortgage has been guiding individuals and families toward homeownership since 2000. Founded in a small Milwaukee office, our company has grown into a nationally recognized mortgage brokerage with a reputation for personalized service and innovative solutions. Our team of experienced loan originators works collaboratively to provide tailored mortgage programs that meet diverse client needs, from first-time homebuyers to those seeking refinancing options.Backed by our parent company, WaterStone Bank, we offer secure lending solutions and maintain a strong commitment to community involvement through our Waves of Kindness initiative. With over 150,000 families assisted since our founding, we continue to develop technology-driven tools that enhance transparency and streamline the mortgage process while maintaining the human touch that defines our customer experience.
Services
Conventional Loans
FHA Loans
VA Loans
Reverse Mortgages
Refinance Options
Loan Pre-Approval
Mortgage Calculators
Loan Decision Tool
Home Loan Process
Close On-Time Calendar
Details
- Year established: 2000
Highlights and features
- We've helped over 150,000 families achieve homeownership since 2000
- Our team provides personalized mortgage solutions for every financial situation
- We offer comprehensive loan options including conventional, FHA, VA, and reverse mortgages
- Our proprietary Loan Decision Tool educates clients on mortgage products
- We maintain a 24/7 customer service team for ongoing support
Associations and certifications
- NMLS
What people say
Smooth, convenient and personal
Prompt and thorough response
Knowledgeable team
Top notch communication
Dedication from beginning to end
Services
Conventional Loans
Our conventional loan programs offer flexible terms for borrowers with strong credit profiles. These fixed-rate and adjustable-rate mortgages provide competitive pricing with various down payment options. Our experienced loan officers help clients navigate qualification requirements and select the optimal loan structure for their financial situation.
FHA Loans
FHA-insured loans enable low-to-moderate income borrowers to achieve homeownership with reduced down payment requirements. Our specialists guide clients through the FHA loan process, explaining benefits like lower credit score requirements and flexible underwriting standards while ensuring compliance with federal regulations.
VA Loans
We specialize in VA-guaranteed loans for eligible military personnel and veterans. Our team provides expert guidance on service-specific benefits, including zero down payment options and streamlined refinancing programs. We maintain specialized knowledge of VA loan requirements to ensure smooth processing for our nation's service members.
Reverse Mortgages
Our HECM-certified counselors help homeowners aged 62+ access home equity through reverse mortgage solutions. We provide comprehensive education about financial implications, explain different payment options, and ensure clients understand their responsibilities while helping maintain financial security in retirement.
Loan Pre-Approval
Our pre-approval process gives homebuyers a competitive edge by verifying financial credentials before house hunting. We conduct thorough financial assessments, explain credit requirements, and provide documentation guidelines to help clients understand their purchasing power and streamline the closing process.
People
Jeff McGuiness
Executive Leader
Jeff McGuiness, 2025 HousingWire Vanguard Award recipient, leads Waterstone Mortgage's strategic initiatives. With decades of mortgage industry experience, he drives innovation in loan products and maintains our commitment to exceptional customer service while expanding our national presence.
Questions
What mortgage loan options do you offer?
We provide conventional, FHA, VA, and reverse mortgage options along with refinancing solutions. Our Loan Decision Tool helps clients explore available programs and find the best fit for their financial situation.
How can I get pre-approved for a mortgage?
Start by submitting basic financial information through our online portal. Our loan specialists will review your documentation, verify eligibility, and provide a pre-approval letter within 24-48 hours to strengthen your homebuying position.
What is your closing process timeline?
Our average closing timeline ranges from 30-45 days. We provide a personalized Close On-Time Calendar outlining key milestones and required documentation to ensure timely loan completion while maintaining compliance with all regulations.
Do you offer online mortgage tools?
Yes, we provide mortgage calculators for amortization, payments, and refinancing decisions. Our digital tools help estimate loan amounts, compare payment scenarios, and understand potential savings from extra payments or refinancing options.
How do VA loans differ from conventional mortgages?
VA loans offer zero down payment requirements, no mortgage insurance, and more lenient credit standards for eligible veterans. Our specialists explain program specifics, including funding fees and occupancy requirements, to help veterans maximize their benefits.
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