Business Details
10 Years
experience
Your Trusted Mortgage Partner in Milwaukee
We are A Better Mortgage, a Wisconsin-based mortgage provider committed to delivering competitive rates and personalized service. Our team specializes in reverse mortgages, purchase loans up to 100% LTV, and refinance options tailored to diverse financial situations, including borrowers with credit challenges. With a focus on transparency and client education, we guide homeowners through every step of the mortgage process, from initial consultation to closing. Our state-licensed professionals adhere to strict compliance standards and partner with HUD-approved counselors to ensure informed decision-making.We serve all of Wisconsin, offering flexible financing solutions like no-closing-cost loans, jumbo mortgages, and FHA/VA programs. Our expertise extends to debt consolidation, home equity lines, and investment property financing, with a commitment to helping clients achieve homeownership or financial stability through strategic mortgage planning.
Services
Reverse Mortgages
Purchase Mortgages
Refinance Loans
Home Equity Lines
FHA VA Loans
Jumbo Mortgages
Debt Consolidation
Investment Property Financing
Credit Recovery Programs
USDA Financing
Details
- Year established: 2016
Highlights and features
- We offer competitive mortgage rates and transparent pricing.
- Our team provides personalized service tailored to individual needs.
- We specialize in reverse mortgages for Wisconsin homeowners aged 62+.
- Flexible financing options available, including no closing cost loans.
- Experienced in handling credit challenges and past bankruptcies.
Services
Reverse Mortgages
Reverse mortgages allow Wisconsin homeowners aged 62+ to access home equity without monthly payments. Funds can be used for living expenses, medical bills, or home improvements. Our HUD-certified specialists guide clients through required counseling and application processes.
Purchase Mortgages
We offer purchase mortgages up to 100% LTV for Wisconsin homebuyers. Our programs accommodate various credit profiles, including borrowers with past bankruptcies or limited documentation needs. Competitive rates available for primary residences and investment properties.
Refinance Loans
Refinance options include 100% LTV programs for cash-out or rate reduction. We specialize in converting high-interest debt into affordable mortgage terms while maintaining compliance with federal lending standards.
Credit Recovery Programs
Our A-D credit grade programs assist borrowers with scores as low as 500. We provide tailored solutions for debt consolidation, credit rebuilding, and post-bankruptcy financing through specialized lender partnerships.
Home Equity Lines
Flexible home equity lines of credit available for Wisconsin residents. Competitive rates with draw periods up to 10 years, ideal for home improvements, education expenses, or emergency funds.
Questions
What reverse mortgage options are available for Wisconsin seniors?
We offer FHA-insured HECM reverse mortgages allowing Wisconsin homeowners aged 62+ to access equity through monthly payments, lump sums, or credit lines.
Can I qualify for a mortgage with bad credit?
Yes. Our programs accept credit scores as low as 500 and accommodate borrowers with past bankruptcies or foreclosure histories through specialized lender networks.
Do you offer no-closing-cost mortgage options?
Yes, we provide no-closing-cost programs for qualified borrowers across all our mortgage products, including reverse mortgages and refinancing solutions.
How does the reverse mortgage application process work?
The process includes mandatory HUD counseling, property appraisal, and personalized payment plan selection. Our specialists guide clients through each step from initial consultation to closing.
What documentation is required for self-employed applicants?
We offer limited documentation programs requiring only bank statements and tax returns for self-employed borrowers seeking purchase or refinance loans.
Are there mortgage options for investment properties?
Yes, our aggressive investment property programs include financing for multi-unit properties and mixed-use buildings with flexible underwriting standards.