Business Details
50+ Years
experience
Emergency
services
Your Trusted Financial Partner in Los Angeles
Founded in 1936 during the Great Depression, our credit union began with 13 Los Angeles City employees pooling $65 to create a community-focused financial institution. We have grown to serve over 76,000 members across Southern California with $1.2 billion in assets while maintaining our commitment to low-cost, secure financial services. Our team of 170 professionals operates eight branches and provides access to thousands of shared branches and ATMs nationwide. We prioritize member relationships through personalized services like our 24/7 virtual assistant Angie and Relationship Rewards program. Our community impact extends through the Los Angeles Charitable Association, supporting local nonprofits since 2006.We offer comprehensive financial solutions including checking accounts, savings products, vehicle loans, mortgages, and investment opportunities. Our history of innovation includes early adoption of online banking and mobile payment technologies. We maintain strict compliance with financial regulations while offering flexible options like Zelle transfers and emergency relief programs. Our experienced leadership team ensures we remain a trusted financial partner for residents across Los Angeles, Orange, Ventura, Riverside, and San Bernardino counties.
Services
Vehicle Loans
Credit Cards
Mortgage Loans
Savings Accounts
Personal Loans
Investment Services
Online Banking
Community Programs
Financial Education
ATM Network
Details
- Year established: 1936
Highlights and features
- We offer 24/7 virtual banking assistance through our AI-powered Angie platform
- Our Relationship Rewards program provides discounted services for loyal members
- We maintain over $1.2 billion in assets while prioritizing community development
- Our team has served Southern California communities for 85+ years
- We provide access to thousands of shared branches and ATMs nationwide
Services
Vehicle Loans
We provide competitive vehicle loans with rates starting at 4.25% APR. Our financing options include new and used car loans with flexible terms up to 72 months. Members benefit from special promotions like 1% cash back on refinanced loans.
Credit Cards
Our Visa credit cards feature rates starting at 11.24% APR with rewards programs and fraud protection. We offer both standard and premium card options with customizable credit limits based on member qualifications.
Mortgage Loans
We offer fixed and adjustable-rate mortgages including HELOCs starting at 5.99% APR. Our home financing includes purchase loans, refinancing options, and specialized programs for first-time homebuyers in Southern California.
Savings Accounts
Our savings solutions include free checking accounts, youth savings programs, and high-yield share certificates with rates up to 3.50% APY. All accounts come with free online banking and mobile deposit capabilities.
Online Banking
Our 24/7 online platform enables bill payments, fund transfers, and loan applications. Features include Zelle integration, budgeting tools, and our virtual assistant Angie for instant customer support.
Questions
How do I apply for membership?
You can join by working for the City of LA or donating to our affiliated charity. Visit our website to complete the application process.
What loan types do you offer?
We provide vehicle loans, mortgages, personal loans, credit cards, and business financing options with competitive rates.
Are there online banking options?
Yes, our 24/7 digital platform supports account management, bill payments, and loan applications through any internet-connected device.
Do you have branch locations?
We operate eight physical branches across Southern California with full-service capabilities and accessibility assistance.
How can I get financial advice?
Our Relationship Rewards program offers personalized guidance, and we provide free financial calculators and educational resources.
What community programs exist?
Through our affiliated charity, we support local nonprofits and offer financial literacy programs for community members.
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