Business Details
50+ Years
experience
Your Trusted Credit Union for Personal and Business Banking
Founded in 1961, CalState Federal Credit Union has served the financial needs of Cal State LA faculty, staff, and students, as well as residents of surrounding communities. Our NCUA-chartered institution began with $2,860 in shares and has grown to offer comprehensive banking solutions while maintaining a commitment to personalized service. We prioritize financial education, community engagement, and accessible banking through modern tools like online and mobile banking. Our history of innovation includes introducing online services in 2001 and expanding membership eligibility to support local communities. With over six decades of experience, we combine institutional knowledge with evolving financial technologies to deliver reliable, member-focused services.Our team adheres to strict regulatory standards while offering fee waivers for qualifying accounts and financial wellness resources. We maintain transparency through detailed fee schedules and clear communication about account terms. Our physical branch in Los Angeles and digital platforms ensure convenient access to checking, savings, loans, and insurance products. We emphasize security through fraud prevention education and secure transaction protocols. Our governance structure includes volunteer board members dedicated to maintaining our mission-driven approach to financial services.
Services
Checking Accounts
Savings Accounts
Personal Loans
Auto Loans
Credit Cards
Insurance Services
Online Banking
Wire Transfers
Business Accounts
Details
- Year established: 1961
Highlights and features
- 60+ years of serving Cal State LA and Los Angeles communities
- Member-owned cooperative prioritizing community financial health
- 24/7 digital banking with mobile check deposit capabilities
- Fee waivers for qualifying accounts and automatic services
- Free financial education webinars and calculators
Associations and certifications
- NCUA
- Federally Insured
Services
Checking Accounts
We offer multiple checking account options including basic, interest-bearing, and business accounts. Our services include free online bill pay, mobile check deposit, and debit card protections. Members enjoy fee waivers for direct deposits and electronic statements.
Savings Accounts
Our savings solutions include standard accounts, holiday savers, and IRAs with competitive rates. We provide tiered options for different financial goals while maintaining accessibility and security for all account holders.
Personal Loans
We offer personal loans with fixed rates starting at 10.25% APR. Our lending services include debt consolidation, share-secured loans, and early payday options designed to meet diverse financial needs with transparent terms.
Auto Loans
Our auto loan program features rates starting at 5.74% APR for qualified borrowers. We finance new and used vehicles including motorcycles, RVs, and watercraft through our partnership with Right Choice Mortgage.
Credit Cards
We provide VISA credit cards with rates starting at 8.90% APR. Our card services include 24/7 fraud monitoring, lost card replacement, and international emergency assistance for cardholders traveling outside the US.
People
Marc Jacoby
CEO
Marc Jacoby became CEO in 2022, bringing extensive credit union leadership experience. He oversees strategic operations and community engagement initiatives while maintaining compliance with NCUA regulations and member service standards.
Questions
Who can join CalState Federal Credit Union?
Membership is open to Cal State LA students, faculty, staff, alumni, and residents in El Sereno and surrounding Los Angeles communities.
What digital banking services do you offer?
We provide 24/7 online banking, mobile check deposit, bill pay, account alerts, and loan payment options through our secure digital platforms.
How do I report a lost credit card?
Call 844-715-1585 (US) or 301-945-5753 (international) immediately to report lost/stolen cards and request replacements.
Do you charge overdraft fees?
Yes, we charge $29 per overdraft item. Avoid fees through overdraft protection linking to savings or a line of credit.
Are my deposits insured?
All deposits are federally insured up to $250,000 by the NCUA, protecting your funds against institutional failure.
