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Trusted Bankruptcy Attorneys in Long Beach
Lever Law is a dedicated bankruptcy law firm serving individuals and businesses in Southern California. With over 30 years of combined legal experience, our team specializes in guiding clients through complex Chapter 7 and Chapter 13 bankruptcy cases while integrating financial planning to optimize long-term outcomes. We prioritize personalized service, acting as a buffer between clients and creditors to simplify the debt relief process. Our attorneys provide strategic counsel to protect client assets, stop foreclosure proceedings, and discharge eligible debts. By combining legal expertise with compassionate support, we aim to transform financial crises into opportunities for a fresh start.We maintain transparent communication throughout every case, offering flexible payment plans and a free initial consultation. Our practice emphasizes technological innovation to enhance client education and streamline case management. Lever Law's reputation for integrity and client-focused solutions has earned us numerous five-star reviews across major platforms. We serve communities including Long Beach, Los Angeles, and Orange County, providing both in-person and virtual appointments to accommodate client needs.
Services
Bankruptcy
Chapter 7
Chapter 13
Debt Relief
Financial Planning
Highlights and features
- We offer 30+ years of specialized bankruptcy experience
- Our team integrates financial planning with legal solutions
- We provide free initial bankruptcy consultations
- We protect client assets in Chapter 7 and Chapter 13 cases
- Our clients consistently rate us five stars on review platforms
What people say
Highly recommend
Professional and courteous
Genuine success story
Excellent honorable attorney
Peaceful nights rest
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy helps eliminate qualifying debts through asset liquidation. This process typically takes 3-6 months to complete, providing debt relief while protecting exempt assets under California law. Our attorneys guide clients through the 341A hearing and automatic stay implementation to stop creditor harassment.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy establishes structured repayment plans for debtors with regular income. This option allows clients to retain assets while repaying debts over 3-5 years. Our team develops customized repayment strategies that meet court requirements while addressing individual financial circumstances and future earning potential.
Debt Relief Solutions
Our debt relief services focus on eliminating or restructuring unmanageable financial obligations. We analyze client assets, income, and debt types to determine optimal solutions including bankruptcy alternatives. Our approach combines legal protection with financial rehabilitation strategies to achieve sustainable debt reduction outcomes.
Financial Planning
Financial planning services help clients rebuild credit and establish healthy money habits post-bankruptcy. We provide budgeting strategies and long-term financial guidance to prevent future debt crises. Our integrated approach ensures clients develop sustainable financial practices aligned with their income and lifestyle.
Creditor Harassment Defense
We protect clients from debt collector harassment through legal interventions. Our services include enforcing automatic stay orders and challenging improper collection practices. We advocate for client rights while negotiating with creditors to resolve outstanding obligations through appropriate legal channels.
Questions
Will I lose my home during bankruptcy?
Most California residents retain their homes through proper exemption planning and Chapter 13 repayment options.
Can bankruptcy stop wage garnishments?
Yes, the automatic stay provision immediately halts wage garnishments upon filing.
How long does bankruptcy stay on credit reports?
Chapter 7 remains for 10 years, but clients often rebuild credit within 2-3 years.
Are tax debts dischargeable?
Certain income tax debts can be eliminated through bankruptcy under specific conditions.
What are the attorney fees for filing?
We offer affordable payment plans with transparent fee structures discussed during free consultations.
Can I keep my car after filing?
Most clients retain vehicles through exemption protections or reaffirmation agreements.
