Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Fresno
First California Federal Credit Union has been dedicated to providing personalized financial solutions since 1937. Our mission centers on empowering members through accessible banking services, competitive loan rates, and community-focused initiatives. We offer a comprehensive range of products including savings accounts, checking accounts, youth accounts, IRAs, and term share accounts designed to meet diverse financial needs. Our loan portfolio features auto loans, home loans, personal loans, and specialized home equity loan programs with transparent fee structures. Through digital innovation, we provide 24/7 online banking access, mobile applications, and electronic services that simplify financial management.Our commitment to financial education is demonstrated through resources like calculators, fraud alerts, and newsletters that promote informed decision-making. As a federally insured institution backed by the National Credit Union Administration, we prioritize security and member satisfaction. Our team of financial professionals delivers personalized service through physical branches and a nationwide Co-Op ATM network. Community engagement remains central to our operations through events like shred days and youth account promotions. We maintain strict compliance with regulatory standards while continuously evolving our services to meet modern financial demands.
Services
Savings Accounts
Checking Accounts
Auto Loans
Home Loans
Credit Cards
Personal Loans
IRAs
Online Banking
Youth Accounts
Home Equity Loans
Details
- Year established: 1937
Highlights and features
- We offer 24/7 digital banking access through mobile and online platforms
- Our home equity loans feature fixed APRs with no origination fees
- We provide personalized financial education resources and calculators
- Our federally insured accounts protect deposits up to $250,000
- We maintain a nationwide Co-Op ATM network with fee-free access
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Home Equity Loan
Our Home Equity Loan program offers fixed APRs with transparent fee structures. Borrowers can access 80% of their home's equity between $20,000 and $200,000. No origination fees or application charges apply, making this ideal for home improvements or debt consolidation.
Visa Credit Card
The Visa Classic Credit Card provides global acceptance with multiple benefits. Features include low interest rates, no annual fees, travel insurance, and 1% cash back on all purchases. This card suits everyday spending while building credit responsibly.
Auto Loans
New auto loans start at 4.89% APR with flexible terms. We offer competitive rates for qualified borrowers purchasing new vehicles. Our streamlined application process ensures quick approval decisions for immediate vehicle acquisition needs.
Online Banking
24/7 online banking services allow account management from any device. Features include balance checks, fund transfers, bill payments, and card management through our secure mobile app. This service enhances financial accessibility and transaction convenience.
Youth Accounts
Specialized youth accounts promote early financial education. These accounts include no minimum balance requirements and educational resources. Parents receive tools to teach money management while building savings habits in children.
Questions
How do I apply for a home equity loan?
Complete our online application or visit our Fresno branch. Provide property details and income verification to qualify for our 6.0% APR program.
What credit card benefits are available?
Our Visa Classic offers 1% cash back, no annual fees, travel insurance, and global acceptance with competitive interest rates.
Are there fees for online banking services?
All digital banking features are free for members, including mobile app access, fund transfers, and bill payment options.
What youth account promotions exist?
Opening a youth account on Halloween waives membership fees and includes a complimentary piggy bank for children's savings.
How can I find nearby ATMs?
Access 30,000+ fee-free Co-Op ATMs nationwide through retail partners like 7-11, Costco, and Walgreens using your debit card.
