Business Details
50+ Years
experience
Your Trusted Financial Partner in Fresno, CA
Established in 1954, Fresno Police Department Credit Union has grown from humble beginnings into a full-service financial institution serving nearly 3,000 members. Our deep-rooted commitment to personalized service stems from our origins as a small credit union operated by a board using a shoebox for record-keeping. Today, we combine decades of experience with modern financial solutions, offering competitive rates on loans, savings accounts, and electronic banking services. Our team of seasoned professionals brings collective expertise in delivering tailored financial guidance, while maintaining the community-focused values that have defined us for over 70 years.We prioritize transparency through clear fee structures, surcharge-free ATM access, and digital tools that empower members to manage finances conveniently. Our board of directors and supervisory committee oversee operations with accountability, ensuring financial stability while supporting both current and future members.
Services
Checking Accounts
Savings Accounts
Vehicle Loans
Credit Cards
Mortgage Loans
Online Banking
Mobile Banking
ATM Services
Certificate Accounts
Personal Loans
Details
- Year established: 1954
Highlights and features
- Over 70 years of local financial expertise since 1954
- 24/7 mobile banking with free digital account management tools
- Personalized service from experienced local financial professionals
- Surcharge-free access to 30,000+ nationwide ATMs
- Competitive rates on loans with flexible payment options
Associations and certifications
- American Share Insurance
Services
Share Draft Accounts
Our Share Draft checking accounts offer zero monthly fees with convenient payment options. Members receive a free debit card, mobile deposit capabilities, and unlimited check usage. This service supports direct deposits, bill payments, and person-to-person transfers for everyday financial needs.
Auto Loans
Competitive auto loans cover new/used vehicles, motorcycles, RVs, and boats. We offer up to 100% financing including taxes and warranties with flexible terms. Payment protection plans help manage unexpected financial hardships during the loan term.
Certificate Accounts
Fixed-rate CD options with terms from 12 to 24 months provide secure savings growth. Higher balances earn premium rates while maintaining liquidity through regular contribution periods before maturity.
Online Banking
24/7 account access includes balance checks, transfers, bill payments, and eStatements. The platform supports real-time transaction monitoring and secure messaging for managing finances remotely.
Personal Loans
Unsecured loans up to $15,000 support debt consolidation, home improvements, or life events. Flexible repayment terms up to five years accommodate various budget requirements with predictable monthly payments.
People
Bob Shaffer
CEO
Leading FPDCU since 2012, Bob brings 30+ years of credit union experience. Former CFO and COO roles prepared him to oversee strategic growth while maintaining member-focused service standards.
Steve Petersen
CFO
As CFO, Steve manages financial operations with 25 years in credit union finance. He ensures fiscal stability while implementing member-benefiting fee structures and investment strategies.
Jennifer Bella-Ortiz
Branch Manager
Jennifer leads branch operations with 15 years in credit union customer service. She specializes in guiding members through account management and financial product selection.
Kristin Labrie
Lending Officer
As assistant manager and lending specialist, Kristin approves loans using 12 years of underwriting expertise. She focuses on helping members achieve homeownership and vehicle purchase goals.
John Jensen
Board President
Active board member since 2005, John provides strategic oversight. His business management background strengthens policy development and long-term planning for member benefits.
Questions
How do I apply for a credit union account?
Visit our Fresno branch with valid ID and $25 minimum deposit. Police department affiliation required for membership eligibility.
What loan types does FPDCU offer?
We provide auto loans, personal loans, mortgages, RV/boat financing, and secured credit options for qualified members.
Are there surcharge fees for ATMs?
No surcharges at 30,000+ Co-Op ATMs nationwide though transaction limits may apply outside our network.
How can I report a lost debit card?
Call 1-800-262-2024 immediately for card replacement and fraud prevention assistance during business hours.
What digital banking features are available?
Our mobile app supports bill pay, mobile deposits, fund transfers, and real-time balance monitoring 24/7.
What mortgage programs do you offer?
We support conventional, FHA, VA, USDA, and jumbo loans including renovation programs through partner lenders.
