Business Details
50+ Years
experience
Your Trusted Independent Insurance Partner Since 1961
Founded in 1961 by George H. WARE, our agency has built a legacy of integrity and personalized service in the insurance industry. We prioritize minimizing client risk through tailored solutions, leveraging over six decades of expertise and a network of ethical, financially sound carriers. As one of the largest locally owned independent agencies in Hampton Roads, we serve businesses and individuals nationwide and internationally, offering comprehensive insurance and risk management services. Our commitment to innovation and customer service is reflected in our paperless operations, ensuring efficient document access and rapid response times.We specialize in commercial, personal, and specialty insurance, including bonding and claims advocacy, while maintaining a focus on industries like construction, healthcare, and marine. Our team of seasoned professionals holds advanced designations and actively engages in industry leadership, ensuring clients receive expert guidance and protection against evolving risks.
Services
Business Insurance
Personal Insurance
Claims Management
Bonding
Risk Management
Flood Insurance
Umbrella Coverage
Surety Bonds
Executive Protection
Details
- Year established: 1961
Highlights and features
- We offer 60+ years of experience in risk management and insurance solutions.
- Our team includes certified specialists with advanced industry designations.
- We partner exclusively with high-rated, ethical insurance carriers.
- Our paperless office ensures fast response times and 24/7 document access.
- We provide coverage in all 50 states, the Virgin Islands, and globally.
Services
Business Insurance
WARE provides tailored business insurance solutions for industries like construction, healthcare, and marine. Our services include property, liability, workers' compensation, and cyber liability coverage. With expertise in risk mitigation, we help businesses protect assets and ensure continuity through customized policies and strategic carrier partnerships.
Claims Management
Our in-house claims advocacy program guides clients through the claims process. A licensed advocate assists with filing, carrier communication, and resolution, ensuring fair and efficient handling. This service reduces client stress and streamlines recovery from losses, reinforcing our commitment to personalized support.
Bonding Services
WARE offers contract, commercial, court, and fidelity bonds for construction and other industries. We partner with top surety providers to secure bid, performance, and payment bonds. Our team ensures compliance with underwriting requirements, helping clients maintain strong bonding capacity and project eligibility.
Risk Management
We deliver proactive risk management strategies, including safety programs, regulatory compliance, and loss prevention. Services like mock OSHA inspections and drug testing programs help businesses reduce incidents and insurance costs. Our focus is on transferring, avoiding, and managing risks to support sustainable growth.
Personal Insurance
WARE provides personal insurance for homes, autos, and valuable assets. Policies include flood, umbrella, and fine arts coverage, with concierge claims service. We tailor protection to individual needs, ensuring comprehensive safeguards for families and unique personal property.
People
Edwin C. Kellam, Jr.
Chairman/Producer
With over 40 years in insurance, Ed leads WARE's strategic direction. He upholds the agency's founding values while driving innovation in risk solutions for businesses nationwide.
Michael P. Kellam
CEO/Producer
Michael specializes in workers' compensation and commercial construction insurance. A lifelong Virginia Beach resident, he holds multiple industry designations and actively contributes to construction associations.
Grey A. Glover, Jr.
Contract Bond Exec
Grey manages contract bond services, leveraging industry expertise to support clients' bonding needs. He ensures compliance and secures favorable terms through strong carrier relationships.
Danielle L. Liddy
Senior Commercial Account Manager
Danielle provides expert account management for commercial clients. With designations like CLCS and CRIS, she delivers tailored insurance solutions and risk mitigation strategies.
Linda C. Tallinger
Director of Agency Operations
Linda oversees agency operations, ensuring efficient service delivery. Her leadership in administrative processes and client support strengthens WARE's reputation for excellence.
Questions
What insurance services does WARE offer?
WARE provides business, personal, life/health, bonding, and risk management services. Specialties include construction, marine, professional liability, and executive protection coverage.
How does WARE minimize business risk?
We combine customized insurance solutions with proactive risk management, including safety programs, compliance assistance, and claims advocacy to protect assets and reduce losses.
How are claims handled?
Our in-house claims advocate guides clients through filing, carrier communication, and resolution, ensuring efficient, equitable outcomes for commercial and personal insurance claims.
What areas do you serve?
We serve Virginia Beach, Hampton Roads, all U.S. states, the Virgin Islands, and international clients through our network of carriers and services.
