Business Details
31 Years
experience
Trusted Financial Partners for Project Funding Solutions
Founded in 1995, Deposit Capital has established itself as a trusted partner in innovative financial solutions. Our expertise lies in expediting project funding through our proprietary Courtesy Deposit product, which has supported clients across commercial real estate, entrepreneurship, franchising, and mergers & acquisitions. We differentiate ourselves by not evaluating projects or running credit checks, focusing instead on facilitating deposits at insured institutions to strengthen loan applications. Our team's deep understanding of lender psychology and relationship-driven banking strategies has helped thousands of clients globally.We maintain strict compliance with financial regulations, ensuring all deposits are FDIC or equivalent insured. Our commitment to transparency is evident in our refundable fee structure and clear terms of service. With decades of experience in financial structuring, we provide tailored solutions for businesses at all stages, from startups to established enterprises. Our proven track record includes successful funding placements exceeding $1 billion annually. We maintain offices in Houston, Texas, serving clients through both direct services and a network of financial institutions worldwide.
Services
Courtesy Deposits
Lender Matching
Credit Building
Funding Solutions
Financial Structuring
Details
- Year established: 1995
Highlights and features
- We offer 100% free consultation with funding experts
- 25+ years of experience in financial structuring since 1995
- No credit checks or project evaluations required
- Proven track record with $1B+ in annual funding placements
- Refundable fee structure with guaranteed deposit confirmation
What people say
Game changer for my project
Seamless process
Professional and efficient
Invaluable service
Stress-free funding
Services
Courtesy Deposits
Our Courtesy Deposit service strengthens loan applications by demonstrating financial commitment through insured deposits. Clients benefit from improved lender confidence and faster approvals. The process involves purchasing CDs at FDIC-insured institutions without pledging or accessing funds directly.
Lender Matching
We connect clients with suitable lenders through our established network. This service enhances funding proposals with courtesy deposits, increasing approval chances. Our team handles submissions to multiple institutions, streamlining the financing process for businesses.
Credit Building
Our credit building program helps establish business credit profiles through structured financial strategies. Includes a courtesy deposit to demonstrate financial responsibility, enabling access to $100k$800k+ in funding for qualifying businesses.
Questions
How does the Courtesy Deposit strengthen loan applications?
The deposit demonstrates financial commitment to lenders by showing cash availability at insured institutions, making applications stand out.
What are the qualification requirements?
Applicants must agree to non-encumbered deposits, pay fees into a trust account, and meet minimum $100k deposit requirements.
Can I access the deposited funds?
No, funds are held in insured CDs and cannot be accessed by applicants or used as loan collateral.
What fee structures apply?
5% for deposits under $1M, 4% for $1M+, with refundable options available through our lender matching program.
Which industries do you serve?
We support all industries including real estate, franchising, equipment financing, business acquisitions, and working capital needs.
