Business Details
50+ Years
experience
Trusted Manufactured Home Loans & Financing Solutions
Triad Financial Services has been a trusted leader in manufactured and mobile home financing since 1959. Our mission centers on delivering exceptional customer service, fostering community growth, and maintaining industry-leading credit standards. With over six decades of experience, we combine family values with innovative solutions to simplify homeownership journeys. Headquartered in Jacksonville, Florida, we operate nationwide through 47 states via dedicated Business Development Managers and regional offices in Illinois and California. Our team specializes in tailored loan origination, refinancing, and insurance programs for manufactured homes.Acquired by ECN Capital in 2018, we continue expanding our resources while preserving our commitment to personalized service. We empower customers through user-friendly online tools, including mortgage calculators and secure loan portals. Our five-star reviews reflect our dedication to transparency, prompt communication, and hassle-free payment systems. Join our legacy of satisfied homeowners and professionals who have trusted us for generations.
Services
Manufactured Home Loans
Refinancing Programs
Homeowner's Insurance
Floorplan Financing
Online Loan Access
Mobile Home Mortgages
Loan Calculators
Payment Processing
Details
- Year established: 1959
Highlights and features
- We offer 65+ years of specialized experience in manufactured home financing
- Our team provides personalized loan solutions tailored to individual credit profiles
- We maintain competitive interest rates with transparent fee structures
- Our online portal enables secure loan management and payments
- We serve customers across 47 U.S. states through local field offices
What people say
Friendly and knowledgeable
Smooth sailing from start
Wonderful team of people
Prompt email responses
Easy to work with
Services
Manufactured Home Loans
We specialize in customized loan programs for manufactured homes with flexible credit requirements. Our experienced team guides customers through the entire process from application to closing. Competitive rates and multiple loan term options help make homeownership accessible across 47 states.
Loan Refinancing
Our refinancing solutions help homeowners reduce monthly payments and improve loan terms. The streamlined process includes personalized consultations to evaluate savings potential. Online tools help estimate potential benefits before initiating the formal application process.
Homeowner's Insurance
We offer comprehensive insurance programs covering new and pre-owned manufactured homes. Policies include protection for attached structures, personal property, and liability coverage. Multiple plan options allow customers to select appropriate protection levels for their specific needs.
Floorplan Financing
Our floorplan financing supports dealers with inventory funding solutions. The program accommodates various business models and includes dedicated support for financing new and pre-owned manufactured home inventories across our service network.
Online Loan Access
Our secure online portal enables 24/7 loan account management. Features include payment processing, document submission, and real-time account status updates. The platform integrates with all loan products to provide convenient self-service options for borrowers.
People
Lance Hull
President
Lance Hull leads Triad Financial Services with a focus on exceptional customer service and strategic growth. He emphasizes talent development and technological innovation while maintaining the company's founding values since joining ECN Capital's portfolio.
Questions
What types of homes qualify for financing?
We finance manufactured and mobile homes across 47 U.S. states with options for various credit profiles and property conditions.
How does the loan application process work?
Our online application takes approximately 20 minutes to complete with immediate preliminary approval decisions available for many applicants.
Can I refinance my existing mobile home loan?
Yes, our refinancing program helps reduce monthly payments or improve loan terms with a streamlined process for qualified applicants.
What insurance options are available?
We offer comprehensive coverage including property protection, liability insurance, and loss of use provisions for manufactured homes.
How do I make loan payments?
Payments can be made through our online portal, automatic deductions, or by mailing checks to our Carol Stream processing center.
What states do you service?
We provide financing solutions across 47 U.S. states through our network of regional offices and field representatives.
