Business Details
24 Years
experience
Your Trusted Partner for Comprehensive Insurance Solutions
Founded in 2002 in Rancho Cordova, CA, Larry Fu Insurance has grown from a local agency to a national provider operating in 13+ states. With over two decades of experience, we specialize in delivering personalized insurance solutions for businesses and individuals. Our team of 900+ professionals leverages relationships with top-rated carriers to offer comprehensive coverage options, including commercial property, auto, liability, and specialty insurance.Recognized in Insurance Journal's Top 100 Property/Casualty Agencies, we prioritize customer satisfaction through strategic mergers, organic growth, and a commitment to simplifying the insurance process. Our expansion strategy, supported by partnerships with BHMS Investments and Lightyear Capital, reflects our dedication to industry leadership and innovation.
Services
General Liability Insurance
Commercial Property Insurance
Auto Insurance
Home Insurance
Cyber Liability Insurance
Workers' Compensation
Business Owner's Policy
Special Event Insurance
Umbrella Insurance
Life Insurance
Details
- Year established: 2002
Highlights and features
- We offer 20+ years of experience in commercial and personal insurance solutions
- Our team of 900+ professionals provides access to top-rated insurance carriers
- We specialize in industry-specific coverage for construction, healthcare, and more
- Our strategic partnerships enable nationwide service across 13+ states
- We simplify complex insurance processes through personalized agent support
What people say
Professional and knowledgeable
Always glad to help
Great purchase decision
Quick to respond
Go-to person for insurance
Services
General Liability Insurance
Protects businesses from third-party claims involving property damage, bodily injury, and advertising injuries. Our policies cover legal fees, medical expenses, and settlement costs for incidents occurring during business operations. Ideal for contractors, retailers, and service providers seeking comprehensive risk management solutions.
Commercial Property Insurance
Covers business-owned buildings, equipment, and inventory against fire, theft, and natural disasters. Policies include protection for apartment complexes, office buildings, and commercial spaces. Provides financial security for property owners facing unexpected damages or business interruptions.
Auto Insurance
Comprehensive coverage for personal and commercial vehicles including cars, trucks, motorcycles, and rideshare vehicles. Policies protect against collision damage, liability claims, and uninsured motorists. Available for both individual drivers and fleet operators seeking reliable vehicle protection.
Home Insurance
Protects homeowners and renters against property damage, theft, and liability claims. Includes coverage for single-family homes, condominiums, and rental properties. Offers additional protection options for high-value homes, flood damage, and earthquake-related losses.
Cyber Liability Insurance
Safeguards businesses against data breaches, cyber attacks, and network security failures. Covers costs associated with data recovery, legal compliance, and customer notification. Essential for companies handling sensitive information in healthcare, finance, and technology sectors.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, commercial auto, property insurance, BOP policies, cyber liability, and specialty coverage for construction, healthcare, and transportation industries.
Do you offer personal insurance policies?
Yes, we offer auto, home, renters, life, health, and specialty insurance including travel coverage, event insurance, and identity theft protection for individuals.
Are you licensed to operate nationwide?
We operate in 13+ states including California, Nevada, Arizona, Colorado, Texas, and Washington with local offices providing personalized service across the United States.
How quickly can I get insurance coverage?
Our agents provide fast quotes and policy setup with most coverage options available within 24-48 hours of application approval and documentation submission.
What payment methods do you accept?
We accept major credit cards, bank transfers, and check payments for policy premiums with flexible payment plans available for qualifying customers.
Do you offer 24/7 customer support?
Our offices operate Monday-Friday 8am-6pm PST with emergency claims support available after hours through our carrier partners' dedicated assistance lines.
