Business Details
34 Years
experience
Trusted Insurance Solutions in Concord, CA
Polaris Risk Management has been a trusted leader in risk management and insurance solutions for over three decades. Our approach centers on understanding client needs to deliver tailored insurance placements that ensure comprehensive protection. With a client retention rate exceeding 97%, we prioritize clarity, innovation, and accountability in every partnership. Our team comprises industry experts selected from top brokerage houses, bringing diverse skills to address complex risk challenges. We specialize in commercial property, cyber liability, construction, and specialty programs like assisted living insurance and durable medical equipment coverage.Operating as a subsidiary of FourPoints Holdings, we combine local expertise with international relationships to serve clients globally. Our philosophy emphasizes mutual benefit in client relationships, ensuring long-term success through proactive risk strategies. We distinguish ourselves by offering peace of mind rather than generic insurance products, focusing on personalized service and professional integrity. Backed by partnerships with carriers in domestic and international markets, including Lloyds of London, we provide robust risk solutions. Our commitment to excellence has solidified our reputation as a reliable advisor in the insurance industry.
Services
Commercial Property
Cyber Liability
Construction
Workers Compensation
Assisted Living Insurance
Durable Medical Equipment
Sleep Centers
Attorney Malpractice
Doctors and Dentists Insurance
Details
- Year established: 1992
Highlights and features
- We offer over 32 years of experience in risk management and insurance services.
- Our client retention rate exceeds 97% due to personalized service and expertise.
- We specialize in niche programs like assisted living insurance and DME coverage.
- Our team includes experts from top brokerage houses with international relationships.
- We focus on proactive risk strategies rather than generic insurance products.
Services
Commercial Property
We provide comprehensive coverage for commercial properties against risks like fire, theft, and natural disasters. Our policies protect physical assets and business continuity. Clients benefit from customized solutions tailored to their industry-specific needs.
Cyber Liability
Our cyber liability insurance safeguards businesses from data breaches, ransomware, and other cyber threats. Services include risk assessment, incident response planning, and financial protection. Clients gain peace of mind with proactive digital security strategies.
Construction
We offer specialized coverage for construction projects, including general liability, equipment protection, and workers' compensation. Policies address risks unique to construction sites. Clients receive tailored solutions for residential, commercial, and industrial projects.
Workers Compensation
Our workers' compensation policies cover medical expenses and lost wages for job-related injuries. Compliance with state regulations is ensured. Employers benefit from risk management resources to prevent workplace accidents.
Assisted Living Insurance
We provide liability and property coverage for assisted living facilities and skilled nursing homes. Policies address elder care risks, including resident safety and regulatory compliance. Clients receive specialized protection tailored to senior care operations.
People
Randall O. Perry
CEO/Managing Director
With over 32 years in risk management, Randall leads Polaris with expertise in insurance program design and client relations. He focuses on building long-term partnerships and innovative risk solutions.
Edward Y. Derentz
COO/Director
Edward oversees operations and property programs, leveraging his extensive experience in insurance administration and client service to ensure operational excellence and client satisfaction.
Marcy Stasi
Account Executive
Marcy specializes in client services, providing personalized insurance solutions and support. Her focus on client needs ensures tailored coverage and exceptional service delivery.
Questions
What types of insurance does Polaris offer?
We provide commercial property, cyber liability, construction, workers' compensation, assisted living insurance, durable medical equipment coverage, and specialty programs.
How does Polaris differ from other insurance agencies?
We focus on tailored risk management solutions rather than generic products, with a 97% client retention rate and expertise in niche markets.
Do you serve clients outside California?
Yes, we have international relationships with carriers in London, Europe, Bermuda, and the Cayman Islands for global risk solutions.
How long has Polaris been in business?
We have over 32 years of experience in risk management and insurance services since 1992.
