Business Details
38 Years
experience
Trusted Mortgage Solutions for Your Home Buying Journey
Established in 1988, Cornerstone Home Lending has dedicated itself to transforming the home loan experience into a seamless, customer-centric process. Our mission centers on empowering homeownership through innovative solutions, supported by a team of over 1,900 professionals committed to personalized service. With in-house processing, underwriting, and servicing capabilities, we ensure efficiency and reliability at every stage of the lending journey. Our proprietary LoanFly technology streamlines transactions while maintaining a human touch through dedicated loan officers. Recognized for exceptional customer service and team member satisfaction, we operate as a state savings bank with FDIC membership, offering access to 300+ loan products through 50+ investor sources.Our proven track record of navigating economic cycles demonstrates our commitment to stability and long-term relationships. We prioritize people over profits, focusing on ethical practices that build trust and lasting partnerships. Our comprehensive approach includes mobile banking, fee-free checking, and specialized support for first-time homebuyers. With a 100% on-time closing guarantee, we eliminate stress from the homebuying process. Our culture of continuous improvement and employee development ensures we maintain industry leadership while delivering happiness through homeownership.
Services
Home Loans
Refinance Services
In-House Processing
Loan Servicing
First-Time Buyer Programs
Details
- Year established: 1988
Highlights and features
- 37 years of proven mortgage industry expertise
- 100% on-time closing commitment guaranteed
- In-house processing, underwriting, and servicing teams
- Specialized first-time homebuyer guidance programs
- Over 1,900 dedicated mortgage professionals available
Associations and certifications
- FDIC
What people say
Amazing and so helpful
Top tier professionalism
Quick closing process
Thorough and patient
Kept us informed daily
Services
Home Loans
We offer comprehensive home purchase loan options tailored to individual needs. Our experienced loan officers guide clients through every step, from prequalification to closing. With 300+ loan products and 50+ investor sources, we provide flexible solutions for conventional, FHA, VA, and USDA loans.
Refinance Services
Our refinancing solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We specialize in rate-and-term refinancing, cash-out options, and PMI elimination strategies. Our streamlined process ensures minimal disruption while maximizing financial benefits for clients.
In-House Processing
Our dedicated in-house processing team maintains complete control over loan workflows. This vertical integration enables faster decision-making, improved communication, and consistent quality control throughout the mortgage lifecycle. Clients benefit from reduced closing times and enhanced transparency.
Loan Servicing
We provide comprehensive post-closing loan management through our specialized servicing division. Our team handles payment processing, escrow management, and customer support using advanced technology platforms. This ensures personalized assistance and prompt resolution of any servicing-related inquiries.
First-Time Buyer Programs
Our tailored programs guide first-time homebuyers through the entire purchase process. We offer down payment assistance options, educational resources, and dedicated loan officers who explain mortgage fundamentals. These initiatives help new buyers achieve homeownership with confidence and financial clarity.
People
Sarah
Loan Officer
Dedicated loan officer known for exceptional client support. Specializes in guiding first-time homebuyers through mortgage processes. Recognized for proactive problem-solving and commitment to client satisfaction. Maintains strong relationships through transparent communication and personalized service.
Richard
Team Lead
Experienced mortgage professional with proven leadership capabilities. Manages loan origination teams while maintaining direct client involvement. Recognized for prompt issue resolution and process optimization. Combines technical expertise with approachable demeanor to enhance client experiences.
Nick Gilbert
Senior Loan Officer
Seasoned mortgage advisor with extensive market knowledge. Specializes in complex loan scenarios and expedited closings. Provides hands-on guidance throughout the homebuying journey. Known for exceptional responsiveness and transactional expertise that delivers timely results.
Judy
Loan Specialist
Detail-oriented mortgage professional focused on construction loan programs. Expert in navigating build-to-suit financing requirements. Maintains thorough documentation practices while providing clear client communication. Recognized for patience and comprehensive approach to complex transactions.
Amy
Loan Coordinator
Organized professional managing loan documentation workflows. Ensures timely submission of required materials while maintaining compliance standards. Acts as client liaison for information requests. Known for meticulous attention to detail and commitment to process efficiency.
Questions
What types of home loans do you offer?
We provide conventional, FHA, VA, USDA, jumbo, and construction loans. Our 300+ loan products include specialized programs for first-time buyers and unique property types.
How does the refinancing process work?
Our refinancing specialists evaluate current mortgages to identify savings opportunities. We offer rate-and-term refinancing, cash-out options, and PMI removal solutions with streamlined documentation requirements.
Can I prequalify for a mortgage online?
Yes, our online prequalification tool provides instant loan estimates. This preliminary approval helps buyers understand budget limits before house hunting begins.
What's your typical closing timeline?
We guarantee on-time closings through dedicated in-house processing. Most transactions close within 30-45 days, with expedited options available for qualified borrowers.
Do you service the loans you originate?
Yes, our in-house servicing division manages all aspects of loan administration. This includes payment processing, escrow management, and customer support throughout the loan term.
