Business Details
28 Years
experience
Your Trusted Texas Mortgage Broker in Houston
Founded in 1998, DMR Mortgage has established itself as a trusted Texas mortgage company with over 25 years of experience in securing optimal mortgage solutions. Our team of licensed professionals specializes in personalized service, guiding clients from pre-approval to closing with expertise in conventional, FHA, VA, and USDA loans, as well as non-traditional programs for unique financial situations. We leverage relationships with a curated network of wholesale lenders to offer competitive rates and diverse lending options.Our technology-driven approach is balanced with accessible personal support through in-person meetings, phone consultations, and virtual platforms. With deep roots in the Houston community and a commitment to ethical practices, we prioritize client education and transparency throughout the mortgage process.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Non-QM Loans
Details
- Year established: 1998
Highlights and features
- We offer 25+ years of mortgage industry experience tailored to Texas homebuyers
- Our team provides personalized loan solutions through a curated lender network
- We combine technology with accessible personal support for transparent communication
- Specialists in non-traditional loan programs for unique financial situations
- Locally-rooted professionals with deep understanding of Texas real estate markets
Associations and certifications
- NMLS
Services
Conventional Loans
Standard mortgage products with competitive rates for borrowers with strong credit profiles. These loans follow guidelines set by Fannie Mae and Freddie Mac, offering flexible terms for primary residences, investment properties, and second homes across Texas markets.
FHA Loans
Federal Housing Administration insured loans requiring lower down payments and credit scores. Ideal for first-time homebuyers in Texas, these mortgages offer 3.5% down payment options with lenient qualification requirements for primary residence purchases.
VA Loans
Zero-down payment mortgage options available to eligible military veterans and service members. These loans feature competitive rates, no mortgage insurance requirements, and streamlined processes for qualified applicants purchasing homes in Texas.
USDA Loans
US Department of Agriculture guaranteed loans for rural property purchases. These mortgages offer 100% financing for eligible buyers in designated Texas areas, featuring competitive rates and reduced upfront funding fees.
Non-QM Loans
Specialized lending programs for non-traditional borrowers with unique income documentation needs. These products include bank statement loans, ITIN-based financing, and investor-focused DSCR programs tailored for Texas real estate investors.
People
Catherine Reilly
Partner/Mortgage Broker
With mortgage industry experience since 1982, Catherine founded DMR Mortgage in 1998 after managing banking operations. A Houston native, she specializes in personalized mortgage solutions and community engagement through local organizations.
Lisa Kenny
Loan Originator
Licensed since 2003, Lisa brings corporate finance expertise to mortgage origination. A Texas A&M graduate, she combines real estate and mortgage knowledge to serve clients while maintaining active community involvement through education initiatives.
Stephanie Husmann
Loan Originator
A Texas A&M marketing graduate with technology and oil & gas industry experience, Stephanie joined DMR in 2018. She specializes in detailed loan processing and community service through multiple Houston-area organizations.
James Kenny
Loan Originator
Licensed mortgage originator with economics degree from Texas State University. Joined DMR in 2021 after auditing experience, focusing on matching clients with appropriate financing solutions while participating in local charity programs.
Mike McDermott
Loan Originator
25+ year mortgage industry veteran with experience in loan servicing and sales. Joined DMR in 2023, emphasizing comprehensive home ownership education and community support through Houston-area charitable organizations.
Questions
What mortgage types do you offer?
We provide conventional, FHA, VA, USDA loans, and non-QM programs including bank statement loans, ITIN financing, and investor-focused DSCR options for Texas homebuyers.
Are you a mortgage lender or broker?
We operate as a mortgage broker with access to multiple wholesale lenders, allowing us to secure competitive rates and diverse loan products tailored to individual client needs.
Do you serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the mortgage process with FHA loans requiring 3.5% down and other programs designed for new homebuyers in Texas.
Can investors get financing through DMR?
We offer specialized investment property loans including non-QM programs like DSCR loans, with access to local hard money lenders for rehab projects in Texas markets.
How do I start the mortgage process?
Contact us via phone or online form to connect with a licensed loan originator who will guide you through pre-qualification and document preparation for your Texas mortgage.
What areas do you serve?
We primarily serve Houston metropolitan areas including Katy, Sugar Land, The Woodlands, and surrounding Texas communities, with statewide lending capabilities for qualified borrowers.
