Business Details
Your Trusted Partner for Loan Management Software Solutions
eCheckTrac is a premier web-based software solution designed to streamline loan management for businesses of all sizes. Our platform supports a wide range of financial products, including payday advances, title loans, installment loans, and revolving credit. With features tailored for Credit Services Organizations (CSO) and CAB models, we provide specialized reporting and compliance tools to meet industry-specific needs. Our Internet Storefront 2.1 enables online loan processing, including installment plans and periodic CSO fee collections. The platforms flexibility extends to open-end credit solutions, automated statement generation, and customizable consumer loan programs.Integrated partnerships with Veritec State Databases, Teletrack, and other industry leaders ensure seamless data verification and regulatory compliance. We offer 24/7 access to tools that empower lenders to manage operations efficiently from any location. Our commitment to innovation is reflected in our periodic software updates and dedicated customer support. With over two decades of experience serving the financial services industry, we combine technical expertise with deep domain knowledge to deliver reliable, scalable solutions. Our team prioritizes client success through personalized demonstrations, comprehensive training resources, and continuous operational support.
Services
Payday Advances
Title Loans
Installment Loans
CSO/CAB Loans
Revolving Credit
Internet Storefront
Highlights and features
- We offer web-based software accessible from anywhere in the world.
- Our system supports customizable consumer loan programs with unlimited payment options.
- We provide CSO-specific reporting and compliance tools for regulatory frameworks.
- Our platform includes automated statement cycling for streamlined credit management.
- We partner with industry leaders like Teletrack and MicroBilt for integrated verification.
Associations and certifications
- Veritec State Databases
Services
Payday Advances
Our Payday Advance software streamlines short-term lending operations with automated underwriting and compliance tools. Designed for single-store operators and national chains, the platform manages cash advances and payday loans while integrating with Teletrack and MicroBilt for instant credit verification. The system supports customizable repayment schedules and regulatory reporting requirements across multiple jurisdictions.
Title Loans
The Title Loan solution simplifies vehicle-secured lending through digital documentation and automated lien processing. Our platform tracks vehicle valuations, manages insurance requirements, and maintains compliance with state-specific title loan regulations. Integration with Veritec databases ensures accurate vehicle history checks and fraud prevention for automotive collateral transactions.
Installment Loans
Our Installment Loan module enables lenders to create customized repayment plans with flexible terms. The system supports both fixed and variable interest rate structures while maintaining compliance with usury laws and disclosure requirements. Automated payment processing and delinquency tracking features help lenders manage portfolios of unsecured personal loans and installment credit agreements.
CSO/CAB Loans
The CSO/CAB Loan platform facilitates third-party credit services arrangements with comprehensive compliance tools. Designed for Texas CSO and similar regulatory frameworks, the software manages service fee collections, periodic disclosures, and relationship documentation requirements. Automated reporting features generate examiner-ready records for regulatory audits and compliance reviews.
Revolving Credit
Our Revolving Credit solution offers flexible line-of-credit management with automated billing cycles and credit limit controls. The system supports adjustable credit lines, minimum payment calculations, and interest accrual methods required for open-end credit accounts. Customizable statement generation and transaction tracking features help lenders manage revolving credit portfolios efficiently.
Questions
What loan types does eCheckTrac support?
Our platform manages payday advances, title loans, installment loans, CSO/CAB loans, and revolving credit products with state-specific compliance tools.
How does the software handle regulatory compliance?
We provide integrated reporting tools for CSO models, Veritec database connections, and automated compliance documentation for multiple jurisdictions.
Can I customize loan programs?
Yes, our system allows unlimited program configurations with customizable payment options and credit terms for consumer loan portfolios.
Is there a free demonstration available?
We offer personalized online demonstrations to showcase features relevant to your specific lending operations and business requirements.
How does the Internet Storefront work?
Our Internet Storefront 2.1 enables online loan applications, installment payment processing, and periodic CSO fee collections through a secure digital platform.
