Business Details
50+ Years
experience
Emergency
services
Commercial Truck Insurance Experts
Established in 1934, Insure My Rig has built a legacy as a trusted leader in commercial truck insurance. Our 3rd-generation family-owned agency combines over 80 years of industry expertise with a team of 25 dedicated professionals, including specialized certificate clerks and loss control experts. We pride ourselves on deep industry knowledge, evidenced by our 30+ year publication of The Roemer Report, a respected industry economic forecast. As active members of the American Trucking Association and multiple state trucking associations, we maintain unparalleled industry connections.Our team's collective 250+ years of trucking insurance experience ensures tailored solutions for owner/operators and fleets of all sizes. We differentiate ourselves through technical expertise, understanding the critical difference between fifth wheels and steering wheels. With a 98% annual customer retention rate, our commitment to competitive pricing and exceptional service has earned us recognition as the nation's leading online trucking insurance agency. Our 24/7 support system ensures continuous assistance for our clients' operational needs.
Services
Primary Liability
Physical Damage
Non-Trucking Liability
Motor Truck Cargo
Occ/Acc Insurance
Details
- Year established: 1934
Highlights and features
- 3rd generation family-owned agency with 80+ years of trucking insurance expertise
- 25 dedicated insurance professionals including specialized certificate clerks
- Publisher of The Roemer Report, a 30+ year industry economic forecast
- Active members of American Trucking Association and multiple state associations
- 98% annual customer retention rate through competitive pricing and service
Associations and certifications
- Better Business Bureau
What people say
Great rates
Fast service
Knowledgeable staff
Competitive pricing
Excellent customer service
Services
Primary Liability
Essential coverage meeting federal requirements for commercial truck operations. Protects against bodily injury and property damage claims during business use. Designed specifically for owner/operators and fleets needing compliance with DOT regulations.
Non-Trucking Liability
Specialized protection for owner/operators when operating under lease agreements. Covers incidents occurring while driving without dispatched cargo. Provides necessary protection between loads and during personal use periods.
Motor Truck Cargo
Comprehensive coverage for freight being transported. Protects against loss or damage to cargo during transit. Essential for carriers hauling valuable or sensitive materials under contract.
Occ/Acc Insurance
Supplemental coverage for work-related injuries. Provides benefits for medical expenses, disability, and accidental death. Designed specifically for owner/operators lacking traditional workers' compensation.
Physical Damage
Protection against vehicle damage from collisions, theft, or natural disasters. Covers repair or replacement costs for commercial trucks. Required by most lenders for financed or leased equipment.
People
Wellington F. Roemer
President
Third-generation insurance leader with decades of trucking industry experience. Oversees Roemer Insurance operations and strategic direction. Brings family legacy of trucking insurance expertise to modern market challenges.
Kim Lauman
Sales Representative
Specializes in owner/operator accounts with extensive knowledge of trucking insurance needs. Provides personalized service to independent drivers. Maintains strong relationships through industry expertise and responsive support.
Brittany Murray
Senior Account Executive
Manages small fleet accounts with focus on comprehensive coverage solutions. Offers tailored insurance packages for growing trucking businesses. Combines technical knowledge with customer service excellence.
Questions
What's the difference between bobtail insurance and non-trucking liability?
While often confused, non-trucking liability provides broader coverage for owner/operators between loads. Our experts explain the distinctions and help select proper protection.
Do you offer temporary insurance options?
Yes, we provide short-term non-trucking liability policies for specific needs like equipment transport prior to lease commencement.
How can I get a fast insurance quote?
Request quotes online or call 888-931-1934 during business hours. Our system delivers quick, accurate pricing for all coverage types.
What factors affect truck insurance costs?
Rates depend on driving history, vehicle type, cargo, distance, and authority status. Our advisors help identify cost-saving opportunities.
Is occupational accident insurance necessary?
This coverage protects owner/operators from work-related injury costs. We recommend it as essential protection for independent drivers.
Do you insure new trucking businesses?
Yes, we specialize in helping new owner/operators establish proper coverage. Our team guides you through all required insurance products.
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