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Business Details
43 Years
experience
Commercial Mortgage Brokers Buffalo NY
Gerald Kelly Capital has established itself as a trusted leader in commercial real estate financing since 1983. Our team brings 24 years of specialized expertise in arranging loans for multifamily, office, retail, industrial, hotel, and specialty properties. We maintain a comprehensive database of over 200 capital sources including conduits, life insurance companies, pension funds, and private lenders to secure optimal financing solutions. Our principal, Gerald E. Kelly, combines academic credentials from Pomona College, Syracuse University, and the University at Buffalo with hands-on experience as a dual-licensed commercial real estate broker and investor in 1,000+ multifamily units.

We pride ourselves on personalized service, having successfully closed $25 million in financing last year with deal sizes ranging from $300,000 to multimillion-dollar transactions. Our clients benefit from our proven track record in navigating complex financing scenarios and our deep understanding of both U.S. and Canadian markets. We maintain active community involvement through leadership roles in organizations like the Rotary Club of Buffalo and the Boys and Girls Clubs of Buffalo.
Services
Purchase Loans Refinance Loans Construction Loans Bridge Loans Hard Money Loans Specialty Property Loans
Details
  • Year established: 1983
Highlights and features
  • 24 years of commercial real estate financing expertise
  • Network of 200+ capital sources including major lenders
  • Specialists in complex deals with unique financing requirements
  • Dual-licensed real estate broker with $25M+ annual volume
  • Active community involvement with local leadership experience
What people say
Expertise in difficult deals Successful financing outcomes Patient and knowledgeable Creative problem-solving Prompt service
Services
Purchase Loans
We specialize in securing purchase loans for commercial properties including multifamily, office, retail, and industrial assets. Our team evaluates debt service capacity and negotiates optimal terms from 200+ capital sources. Clients benefit from our expertise in structuring competitive offers for property acquisitions.
Refinance Loans
Our refinance solutions help property owners obtain better interest rates, extend amortization periods, and access equity. We analyze existing loans and present alternatives from conduits, pension funds, and private lenders. Clients receive tailored recommendations to improve their financial position through strategic refinancing.
Construction Loans
We arrange construction loans for new commercial developments and major renovations. Our process includes evaluating project feasibility, identifying appropriate lenders, and preparing comprehensive loan packages. Clients receive support through all stages from initial planning to final funding for their construction projects.
Bridge Loans
Our bridge loan solutions provide temporary financing for time-sensitive commercial real estate transactions. We connect clients with hard money lenders and other alternative capital sources for quick closings. This service helps investors secure properties while arranging long-term financing.
Specialty Property Loans
We specialize in financing for unique property types including hotels, mixed-use developments, and specialty commercial assets. Our team has experience with complex financing structures and works with lenders who understand niche market requirements. Clients benefit from our creative solutions for challenging deals.
People
Gerald E. Kelly
President
President of Gerald Kelly Capital with 24 years in commercial real estate. Graduate of Pomona College, Syracuse University, and University at Buffalo. Dual-licensed broker with Coldwell Banker Commercial Meridian. Investor in 1,000+ multifamily units and community leader in Buffalo organizations.
Questions
What types of commercial loans do you offer?
We offer purchase, refinance, construction, bridge, hard money, and specialty property loans for commercial real estate.
What property types do you finance?
We finance multifamily, office, retail, industrial, hotel, and specialty properties across the U.S. and Canada.
What deal sizes do you handle?
We typically handle deals starting at $300,000 with no maximum size limit for qualified borrowers.
How do you find financing options?
We access over 200 capital sources including conduits, life insurance companies, pension funds, and private lenders.
What experience does your team have?
Our team has 24 years of experience with $25 million in recent financing activity and specialized expertise in complex deals.
How do you support clients during the process?
We provide personalized support including loan package preparation, lender negotiations, and documentation assistance throughout the financing process.