Business Details
40 Years
experience
Your Trusted Mortgage Partner in Williamsville NY
At 1st Priority Mortgage, we have dedicated ourselves to simplifying the home financing journey since 1986. Our proven process combines decades of experience with continuous innovation to deliver tailored mortgage solutions for individuals and families. As the third-largest real estate mortgage company in the United States, we leverage our scale to offer speed, efficiency, and expertise while maintaining a personalized approach. Our team of knowledgeable Mortgage Consultants prioritizes transparency and accountability, guiding clients through every step of the transaction. We measure our success through client satisfaction and the ability to turn homeownership dreams into reality. Our commitment to excellence extends beyond mortgages through Howard Hanna's One-Stop Shopping Experience, which integrates real estate, title, escrow, and insurance services.With 471 neighborhood offices across 13 states, we combine local expertise with national resources to serve diverse client needs. Our family-owned business operates with core values of integrity, enthusiasm, and community impact, continuously refining our processes to improve client outcomes. We specialize in first-time homebuyer programs, VA loans for veterans, and innovative solutions like the Cash Advantage program that strengthen purchase offers. Our mission remains focused on transforming real estate transactions through visionary people, products, and services that make a meaningful difference in clients' lives.
Services
Mortgage Loans
First-Time Homebuyer Programs
Veterans Administration (VA) Loans
Cash Advantage Program
Buy Before You Sell
Rate Reducer
Real Estate Services
Title & Escrow
Insurance
Mortgage Consultation
Details
- Year established: 1986
Highlights and features
- We have over 35 years of experience in mortgage lending since 1986
- Our team includes expert Mortgage Consultants with local market knowledge
- We offer a streamlined process for faster home purchase closings
- Our Cash Advantage program strengthens purchase offers with cash-like terms
- We provide integrated real estate, mortgage, and insurance services
Services
Mortgage Loans
We offer a comprehensive range of mortgage loan options tailored to individual financial situations. Our experienced consultants help clients navigate conventional, FHA, and specialized programs to find optimal financing solutions. With competitive rates and personalized guidance, we streamline the approval process while maintaining transparency throughout the transaction.
VA Loans
Our Veterans Administration loan program provides qualified service members and veterans with favorable financing terms. We specialize in processing VA loans with competitive rates and minimal down payment requirements. Our dedicated consultants understand the unique needs of military families and work to maximize their benefits throughout the homebuying process.
Cash Advantage Program
This innovative program allows qualified buyers to make cash-like offers on properties. We verify financing upfront to strengthen purchase proposals while maintaining traditional mortgage benefits. Sellers receive assurance of readiness to close, giving our clients a competitive edge in multiple-offer situations without requiring actual cash transactions.
Buy Before You Sell
Our bridge financing solution enables homeowners to purchase new properties before selling existing ones. We leverage home equity to facilitate seamless transitions between properties. This program includes temporary financing options that coordinate closing timelines, reducing stress and logistical challenges associated with simultaneous real estate transactions.
Rate Reducer
This program helps qualified borrowers lower their long-term interest costs through strategic rate adjustments. We analyze individual financial profiles to determine eligibility for reduced rates that improve affordability over the loan term. The program works in conjunction with other financing options to optimize overall mortgage value for our clients.
Questions
What mortgage programs do you offer for first-time homebuyers?
We provide specialized first-time homebuyer programs with low down payment options and favorable terms. Our consultants help identify the best program based on individual financial situations and location-specific requirements.
How does your Cash Advantage program benefit homebuyers?
The Cash Advantage program strengthens purchase offers by verifying financing upfront, making your bid more attractive to sellers while maintaining traditional mortgage protections and benefits.
Can I get a mortgage if I'm buying before selling my current home?
Yes, our Buy Before You Sell program provides bridge financing solutions that allow purchasing new properties before selling existing ones, using available home equity to facilitate the transition.
Do you offer VA loans for military personnel?
We specialize in VA loans for qualified veterans and active-duty personnel, offering competitive rates and minimal down payment requirements through the Veterans Administration loan program.
What areas do you serve?
We operate through 471 neighborhood offices across 13 states, providing local expertise with national resources. Our service areas include NY, PA, NJ, FL, and other select locations.
How can I get pre-qualified for a mortgage?
Start by completing our online questionnaire about your financial situation and home preferences. This helps match you with a consultant who will guide you through the pre-qualification process.
