Business Details
Your Trusted Insurance Partner in Cheektowaga, NY
Niagara National has been dedicated to providing comprehensive insurance solutions for individuals and businesses throughout New York State. Our experienced team of professionals works closely with clients to create tailored policies that address unique risks and financial goals. With a focus on personalized service, we offer a wide range of coverage options including auto, home, business, recreational vehicle, and umbrella insurance. Our commitment to excellence extends to specialized programs for industries such as healthcare, construction, hospitality, and technology. We partner with Envision Benefits Group to deliver customized employee benefits packages that help businesses attract and retain top talent. Through our New York State Defensive Driving Course, we provide opportunities for drivers to enhance safety skills while potentially reducing insurance premiums.Our claims process is designed to be straightforward and supportive, ensuring policyholders receive timely assistance during challenging times. We maintain strong relationships with multiple insurance carriers to offer competitive rates and comprehensive protection. Our office in Cheektowaga serves as a central hub for insurance education, risk management guidance, and ongoing policyholder support. With decades of combined experience in the insurance industry, our team remains committed to delivering reliable protection and exceptional customer service.
Services
Auto Insurance
Home Insurance
Business Insurance
Recreational Insurance
Umbrella Insurance
Employee Benefits
Defensive Driving Course
Highlights and features
- We offer tailored insurance policies designed for specific client needs
- Our team provides personalized service with decades of industry experience
- We maintain partnerships with multiple insurance carriers for competitive rates
- We offer specialized insurance programs for diverse industries
- Our claims process prioritizes timely and supportive customer assistance
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection for vehicles and drivers. Coverage options include liability, collision, comprehensive, uninsured motorist, and personal injury protection. We offer competitive rates and policy customization to meet individual driver needs and state requirements.
Home Insurance
Homeowners insurance solutions protect residential properties against common risks. Coverage includes dwelling protection, personal property coverage, liability protection, and additional living expenses. We provide options for standard coverage as well as specialized protection for high-value items and natural disasters.
Business Insurance
Customized business insurance packages protect commercial operations from industry-specific risks. Our offerings include general liability, property insurance, workers' compensation, commercial auto, and cyber liability coverage. We serve diverse sectors including healthcare, construction, and technology industries.
Recreational Insurance
Specialized insurance for recreational vehicles and equipment protects valuable assets like boats, RVs, ATVs, and snowmobiles. Policies cover physical damage, liability, and theft while offering optional roadside assistance and towing coverage for various recreational vehicles.
Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond standard policy limits. This supplemental protection covers personal liability claims, property damage, bodily injury, and legal defense costs with worldwide coverage extending beyond primary insurance policies.
People
James Kuryak
CEO / Principal
James Kuryak leads Niagara National with extensive insurance industry experience. He oversees strategic operations and maintains client relationships while ensuring the company's commitment to quality service and comprehensive coverage solutions.
Marcia Brogan
Sales Executive
Marcia Brogan specializes in insurance sales with focus on personalized client service. She helps individuals and businesses find appropriate coverage solutions while maintaining strong relationships with policyholders.
Lori L Kozuch
President
Lori L Kozuch serves as President with leadership responsibility for company operations. She emphasizes collaborative growth strategies and maintains the organization's commitment to community-focused insurance services.
Questions
What insurance coverage options do you offer?
We provide auto, home, business, recreational vehicle, umbrella insurance, and employee benefits solutions with customizable coverage options for each category.
Do you offer business insurance for specific industries?
Yes, we provide specialized business insurance programs for healthcare providers, construction companies, hospitality businesses, technology firms, and multiple other industry sectors.
Can I get discounts on my insurance policies?
We offer various discount opportunities including multi-policy bundling, safe driving rewards, and special programs that can help reduce insurance costs.
How does the claims process work?
Our claims process focuses on timely assistance with clear reporting procedures. Policyholders receive guidance through documentation requirements and resolution steps for covered incidents.
What is umbrella insurance coverage?
Umbrella insurance provides additional liability protection beyond standard policy limits, covering personal liability claims, property damage, and legal defense costs.
Do you offer defensive driving courses?
Yes, we provide New York State Defensive Driving Courses that may qualify participants for insurance premium reductions and improved driving safety skills.
