Business Details
Your Trusted Credit Union for Personalized Financial Services
Greater Woodlawn Federal Credit Union is a not-for-profit, member-owned financial institution dedicated to meeting the financial needs of its members. Since our founding, we have prioritized personalized service, offering competitive rates on savings accounts, loans, and investment products. Our team focuses on delivering lower loan rates and higher savings yields by reinvesting excess earnings into member benefits. We maintain a commitment to community service and financial education, ensuring members receive tailored guidance for long-term stability.With multiple branch locations and 24/7 online banking access, we provide convenient, secure solutions for everyday financial needs. Our fraud prevention systems and two-step verification ensure account security remains a top priority. Through transparent fee structures and member-centric policies, we aim to build lasting relationships based on trust and mutual growth.
Services
Share Savings Accounts
Auto Loans
Mortgage Loans
Online Banking
Credit Cards
Wire Transfers
Financial Calculators
Fee Schedule
Mobile App Access
Loan Specials
Highlights and features
- We offer lower loan rates and higher savings yields due to our not-for-profit status.
- Personal, confidential, and courteous service tailored to member needs.
- 24/7 online banking with secure fraud prevention systems and two-step verification.
- Transparent fee structures designed to recover only service costs.
- Community-focused financial education and tailored loan programs.
Services
Share Savings Accounts
Our Share Savings Accounts offer secure, flexible options for building financial stability. Members earn competitive annual percentage yields with no monthly service fees. These accounts serve as the foundation for all credit union services, providing easy access to funds while growing savings.
Auto Loans
We provide low-rate auto loans for new and used vehicles with terms up to 60 months. Our current special offers include APRs as low as 3.99% for qualified borrowers. Loan specialists help members find affordable payment plans tailored to individual budgets.
Mortgage Loans
Our mortgage programs feature competitive rates starting at 5.75% APR for 30-year terms. We offer low down payment options, no property tax escrow requirements, and personalized guidance through the entire loan process from application to closing.
Online Banking
24/7 online access allows members to manage accounts, transfer funds, pay bills, and monitor transactions securely. The mobile app includes real-time balance updates, digital wallet integration, and customizable alerts for account activity and security notifications.
Credit Cards
We offer Mastercard options including secured credit cards for building credit history. Features include no annual fees, fraud protection, and replacement cards available within 24 hours. Cash advance and international transaction fees apply as specified in our fee schedule.
Questions
Who is eligible to join Greater Woodlawn Federal Credit Union?
Membership eligibility details appear on our website under the 'Eligibility' section, outlining qualifying criteria for account opening.
What loan specials are currently available?
Current promotions include auto loans at 3.99% APR for 60 months and Christmas loans up to $4,000 at 3.99% APR for 24 months.
How do I access online banking services?
Contact the credit union to enroll in Online Banking. Existing users can log in through our secure portal with provided credentials.
What are your branch locations and hours?
We operate three New York branches in Blasdell, Lakewood, and Dunkirk with weekday hours ranging from 8:30 AM to 5:00 PM.
What fees does the credit union charge?
Fee schedules show most charges are lower than industry averages, including no monthly service fees for checking and savings accounts.
How secure is my account information?
We use state-of-the-art fraud detection systems and two-step verification to protect accounts 24/7 against unauthorized access.
