Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Kenmore, NY
We are Riverside Credit Union Federal Credit Union, a member-owned financial institution dedicated to helping individuals achieve their financial goals. Established in 1941, we operate under the philosophy that banking should revolve around the needs of our members, offering personalized services such as low-interest loans, no-fee checking accounts, and competitive savings rates. Our community-focused approach ensures that every financial decision we make aligns with the well-being of our members. With branches in Kenmore and Angola, NY, and access to a nationwide ATM network, we provide both local and nationwide banking convenience. Our merger with Lake Shore FCU in 2023 expanded our ability to serve more individuals across Erie County.We pride ourselves on fostering a cooperative environment where members own a stake in the institution and benefit directly from its success. Our commitment to financial education and accessible services enables members to make informed decisions about their money. We are proud to offer digital tools including mobile banking and online account management for 24/7 access. Our board of directors and leadership team bring decades of experience in financial services, ensuring sound governance and strategic direction. Through our dedication to community development and member satisfaction, we continue to build trust and loyalty as a premier credit union serving Western New York.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Online Banking
Mobile Banking
Details
- Year established: 1941
Highlights and features
- We offer competitive rates on auto loans starting at 3.99% APR.
- Our 24/7 mobile banking provides convenient access to financial tools.
- We operate as a not-for-profit cooperative owned by our members.
- Our local decision-making process ensures personalized service for Erie County residents.
- We provide access to over 55,000 surcharge-free ATMs nationwide.
What people say
Excellent customer service
Competitive rates
Convenient mobile app
Personalized attention
Services
Auto Loans
We provide auto loans with competitive rates starting at 3.99% APR. Members benefit from flexible terms and streamlined approval processes. Our financing helps customers purchase new or used vehicles while maintaining affordable payments.
Holiday Loans
Specialized holiday loans offer rates as low as 6.00% APR. These short-term loans help members manage seasonal expenses with predictable monthly payments. Funds are available quickly for shopping, travel, or celebration costs.
Credit Cards
Our Visa credit cards feature 3.99% APR on balance transfers. Cardholders earn rewards while maintaining purchase flexibility. Security features include instant card lock and fraud protection tools within our mobile app.
Checking Accounts
We offer no-fee checking accounts with debit rewards programs. Members access free online bill payment and mobile check deposit services. Account holders receive personalized banking support at all branches.
Mortgage Loans
Our mortgage options include fixed and adjustable rate loans for home purchase or refinancing. Competitive rates and local underwriting decisions streamline the home financing process for qualified applicants.
People
William Kearney
Chairman
William Kearney leads our board with over 25 years of financial leadership experience. He oversees strategic planning while maintaining focus on member-centric banking practices that align with our cooperative principles.
Rodger White
Vice Chairman
Rodger White brings extensive banking expertise to our board. He specializes in financial operations and compliance matters while advocating for continued community reinvestment initiatives across Erie County.
Kevin Mohr
Supervisory Committee
Kevin Mohr serves on our supervisory committee ensuring regulatory compliance and financial accountability. His oversight helps maintain proper governance and protects members' interests through transparent auditing processes.
Questions
How do I join Radius Federal Credit Union?
Anyone living or working in Erie County, NY can join by opening a $25 savings account. Membership includes exclusive rates and personalized financial services.
What loan options are available for vehicle purchases?
We offer competitive auto loans starting at 3.99% APR with flexible terms up to 72 months for both new and used vehicle financing.
How can I access my accounts after hours?
Our 24/7 mobile app provides secure access to online banking, bill payment, mobile check deposit, and account management tools from anywhere at any time.
What credit card benefits are available?
Our Visa Credit Card offers 3.99% APR on balance transfers, rewards points for purchases, and built-in security features through our mobile banking platform.
Where can I find ATMs without surcharge fees?
Members access over 55,000 surcharge-free ATMs nationwide through our Allpoint Network partnership and local Radius-branded ATMs in Buffalo area locations.
