Find 4 Recommended Local Banks & Credit Unions in Des Moines, IA

Read institution profiles and customer feedback for 4 recommended banks and credit unions in Des Moines, IA. Look at their account options, lending services and membership requirements, then contact suitable institutions to discuss your banking needs.
Midwest Bank is a full-service financial institution headquartered in Chariton, Iowa, offering banking, lending, insurance, and investment solutions to individuals and businesses. With over 90 years of community-focused service, we provide FDIC-insured accounts, competitive loan programs, and personalized financial planning while supporting local initiatives like youth agricultural education. Our digital tools and dedicated team ensure accessible, reliable service for clients across Iowa and beyond.
Checking Accounts Certificates of Deposit Home Loans
Financial Plus Credit Union offers comprehensive financial services including savings accounts, loans, and credit cards to individuals and businesses in Des Moines, Iowa. As a member-owned institution since 1935, we prioritize low rates, financial education, and personalized service. Our digital banking tools and physical branches provide accessible solutions for achieving financial goals.
Savings Accounts Checking Accounts Auto Loans
Great customer service Competitive loan rates User-friendly mobile app
Affinity Credit Union is a member-owned financial cooperative serving Iowa communities since 1949. We offer competitive auto loans, mortgages, checking/savings accounts, and digital banking tools designed to empower financial success. Backed by NCUA insurance and operating through two Des Moines locations, our not-for-profit model prioritizes community impact over profits while maintaining nationwide accessibility through 5,600 shared branches.
Auto Loans Mortgages Checking Accounts
Friendly staff Very helpful Great customer service
Community Choice Credit Union provides personalized banking services including checking accounts, loans, credit cards, and investment options. As a member-owned cooperative, we prioritize community needs through competitive rates, financial education, and local service initiatives. Our UNbanking approach delivers fee-free accounts, early direct deposit access, and personalized support across Iowa.
Checking Accounts Vehicle Loans Mortgage Loans
No monthly fees Early direct deposit Local decision making