Albina Community Ban

read moreResolving centuries of oppression cannot be done alone. And no one can stand idly by-neutrality and silence are complicit. Here are steps we are taking with our hearts, our minds, our wallets, our voices, and our votes to create a more equitable world. From fairly priced checking accounts for individuals and families that help you stay on track, to business and nonprofit financial tools that assist you in growing your organization, our lending and deposit products are designed for changemakers working toward creating a new economy, where we all thrive.

read moreOur founding team had a vision to create a sustainable, meaningful community development bank and a supporting nonprofit organization. Learn more about Beneficial State Bank's partnership with the Global Alliance for Banking on Values (GABV), which delivers sustainable development for the underserved. We've spent more than 10 years financing community-based businesses, building long-term prosperity, and committing to the environment. Find out about our work in detail in our Impact Report.

read moreWe are a community bank that focuses on economic and environmental sustainability and takes a triple-bottom-line approach. We believe that a healthy environment is necessary for economic prosperity. We also believe that we can be a catalyst for positive change in our communities by providing fair, transparent, and sustainable banking products and services. At Beneficial State Bank, we focus on the holistic health of our team members and promote a work-life balance. Beneficial State Bank is an equal opportunity employer.

read moreBeneficial State Bank is made up of individuals that live and work in the communities we serve. Our team members are dedicated to strengthening our communities through beneficial banking services delivered in an economically and environmentally sustainable manner. We are proud of each of our team member's contributions to the bank's success.

read moreBeneficial State Bank has the experience and expertise to help your organization expand its impact on the community. We offer several ways to help your organization meet its long-term goals. Our term loans may be used to finance equipment, capital expenditures, tenant improvements, and other long-term projects. We offer two ways for your nonprofit to take advantage of short-term opportunities as they arise. Our revolving lines of credit let your organization finance short-term working capital needs.

read moreBeneficial State provides a wide range of auto financing options. Whether you are looking to purchase a new or used vehicle to refinance an existing loan for better terms or pay for an expected expense, we have a product to fit your needs. Ready to apply? You can begin your auto loan application with Beneficial State Bank right here. Select the desired loan product below to start your application today. If the economic impact of the current pandemic has made it difficult to make your monthly loan payment, please contact us at 800-550-5790 to discuss alternative payment options.

read morePrepare for the future while saving and earning money. Add a savings account and enjoy overdraft protection transfers to your checking account for no additional fee. Our savings accounts are designed for a range of customers and include online and mobile banking. To learn more about accounts available in your area, call or email our Customer Care Center at support@beneficialstate.com or 888.326.2265. Any ATM not in the Beneficial State Bank ATM network is a non-network ATM. Our network includes our branches and thousands of ATMs coast to coast in the United States.

read moreICS, or the Insured Cash Sweep service, and CDARS are smart, secure, and convenient ways for large depositors of all types to access multi-million-dollar FDIC protection on large deposits, earn a return, and enjoy flexibility. With ICS, your funds are placed into demand deposit (for daily flexibility) or money market deposit (up to six withdrawals/month) accounts. An online portal is available to monitor balances and transactions. With CDARS, funds are allocated across several FDIC insured banks in CDs ranging from 13 weeks to 5 years.