Alpha Mortgage & Financial Service

read moreWelcome to Alpha Mortgage & Financial Services, Inc., We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. We know that each customer has specific needs, so we tailor our Programs specifically to you! We offer a wide range of Mortgage Programs with Optional Terms, to assit with your financing needs. If you're looking to Refinance, cash out, or to reduce your rate and term, we can assist you with your choice of mortgage terms! Today's technology is providing a more productive environment to work in.

read moreInformation and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Alpha Mortgage & Financial Services, Inc. strives to ensure that its services are accessible to people with disabilities.

read moreThe first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines. You may also elect to get pre-approved for a loan which requires verification of your income, credit, assets and liabilities. LTV or Loan-To-Value ratio is the maximum amount of exposure that a lender is willing to accept in financing your purchase.