Insure Forward

Bank Forward is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts (includes Free Checking, Progress Checking, Business 200 Checking, Business 500 Checking, and Forward Business Checking) are fully guaranteed by the FDIC for the whole amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.