New Century Credit Union

New Century Credit Union is a not-for-profit financial cooperative. We exist to serve our members, not to make a profit. Unlike most other financial institutions, NCCU doesn't issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits and lower fees. Credit unions are exempt from State corporate and Federal income taxes, because of our not-for-profit structure.