Valley First Credit Union

Valley First Credit Union is a not-for-profit financial cooperative that is owned by our members. Unlike banks who are in business for their shareholders, we're in business for our members. The money gained by banks is paid out to a few shareholders. We give the money back to our members in the form of higher dividend rates on savings and lower loan rates. Additionally, the money deposited by credit union members is in turn loaned out to other members, incorporating the people-helping-people philosophy.