Virginia Commercial Finance

read moreVirginia Commercial Finance is an asset-based lender serving the mid-Atlantic region for a quarter of a century. We are continually seeking experienced and motivated individuals to join our team. We offer competitive salaries and a comprehensive benefits package. At VCF, you can have a rewarding career complimenting a team of employees who maintain a work environment of passion, unity, servanthood, humility, integrity and thankfulness. In addition, our culture of innovation means your ideas on how to improve our business, not only internally but with our clients and bank partners, is heard and welcomed by the leadership team.

read moreAt Virginia Commercial Finance, we strive every day to fulfill our purpose of serving the few who serve the many. We are not your typical lender. We practice six foundational values from which all of our behavior is guided: Passion, Unity, Servanthood, Humility, Integrity, and Thankfulness. We aspire to serve by approaching business in a highly relational manner, as opposed to bearing a transactional mindset, and we would never provide funding for somebody who couldn't use our money to take advantage of additional profit-making opportunities.

read moreVirginia Commercial Finance (VCF) will pay you today. Rather than waiting for invoices to be paid, Accounts Receivable Financing allows your business to get cash for completed work. VCF funds an invoice upon delivery and acceptance of service, eliminating the potential 30+ day's wait for customer payment. Cash needs may arise due to timing challenges, spikes in seasonal sales, or sudden growth. VCF's Accounts Receivable Financing loans get your company through these tight times. For more information regarding VCF's Accounts Receivable Financing product or to get started on maximizing your working capital, contact us by phone, (804) 897-1200, or by email.

read moreVirginia Commercial Finance (VCF) provides Account Management, Advisory Services and Collateral Exams for banks, independent finance companies and investment funds; we deliver timely, customized reporting that meets your needs and specifications. VCF provides Account Monitoring services with an understanding of collateral valuation and risk mitigation. We offer daily, weekly, monthly and quarterly account monitoring.

read moreVirginia Commercial Finance's Purchase Order Financing product is an option for companies that need cash to fill single or multiple customer orders. A solid PO Financing model can be a powerful tool for negotiating better terms from vendors on pre-sold goods. It increases capital and reduces risks often associated with cash flow shortages brought about by growth. Unlike bank financing, Purchase Order Financing hinges mostly on the financial strength and creditworthiness of the company who has placed an order with you, and not on your business.

read moreVirginia Commercial Finance's Asset Based Lending product is structured as a revolving loan based on borrowing base certificates provided by the borrower, detailing the values of current receivables and inventory. Asset Based Loans can be used to buy materials, expand market reach, improve productivity, and increase sales. The sales create receivables that are pledged for cash advances, and the payments received on the invoices pay down the loan. The ability to project cash availability based on accounts receivable and inventory levels, allows our clients to take advantage of profitable opportunities as they arise.

read moreAt Virginia Commercial Finance, we are a team of financial services professionals bound together by a common mission: to serve those who serve others. Evidence of our commitment to this mission is the 500+ small to middle market companies we have funded over the past 25 years. Our ability to provide customized lending products when creativity and flexibility is needed most continues to be the greatest benefit to our customers. We are guided by our core PUSH-IT values: Passion, Unity, Servanthood, Humility, Integrity, and Thankfulness.

read moreFor a quarter of a century Virginia Commercial Finance (VCF) has provided custom financing to hundreds of companies experiencing rapid growth or transition and who have been unable to obtain traditional bank lines of credit. We afford companies the ability to grow their business and provide financial guidance and analysis. We look for companies that have a good reputation for producing a high quality product or service and have a strong management team. At VCF, we pride ourselves on understanding your company and industry in order to provide you with expert financing.