Business Details
50+ Years
experience
Your Trusted Banking Partner in Riverside, CA
Provident Bank has served the financial needs of Southern California communities since 1956. Our commitment to personalized service and local decision-making has made us the largest independent community bank in Riverside County. We offer a comprehensive range of financial solutions including personal and business banking, mortgage lending, and investment services. Our experienced team prioritizes understanding individual client needs to deliver tailored financial strategies. With 14 convenient locations and 55,000 surcharge-free ATMs nationwide, we combine accessibility with community-focused banking.We maintain rigorous industry standards through regular audits and compliance with federal regulations. Our leadership team brings decades of combined banking expertise to ensure sound financial stewardship. We actively support local initiatives through our charitable foundation and community partnership programs. This enduring commitment to service excellence has earned us a 5-star Bauer rating. Today, we continue innovating digital banking solutions while maintaining our founding principles of trust and community service.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Investment Services
Online Banking
Details
- Year established: 1956
Highlights and features
- We've served Southern California communities for over 65 years with personalized banking solutions
- Local decision-making ensures tailored financial products for Riverside County residents
- Our experienced leadership team maintains 40+ years average tenure in community banking
- 55,000 surcharge-free ATMs provide nationwide convenience with local bank benefits
- Charitable foundation supports over 100 local organizations annually through grants and partnerships
Associations and certifications
- FDIC
What people say
Outstanding service
Knowledgeable staff
Convenient locations
Quick loan approval
Community involvement
Services
Checking Accounts
Our checking accounts provide convenient access to funds with multiple options for different financial needs. Features include debit cards, mobile banking, and bill payment services. Customers benefit from competitive rates and minimal fees across our various checking account products.
Mortgage Loans
We offer comprehensive mortgage solutions including conventional, FHA, and VA loans with personalized guidance throughout the process. Our local loan officers help clients find appropriate financing options for home purchases or refinancing. Competitive rates and community-focused lending practices support homeownership goals in Southern California.
Investment Services
Through LPL Financial partnerships, we provide investment products and retirement planning services tailored to individual financial goals. Our registered representatives offer guidance on portfolio management and long-term wealth strategies. Services are available to California and Arizona residents with a focus on personalized financial planning.
Online Banking
Our digital platform enables 24/7 account access with features like mobile check deposit, bill payment, and real-time transaction monitoring. The MyProvident Mobile app offers convenient banking from anywhere with enhanced security measures. Users can manage accounts, transfer funds, and access financial tools through our online portal.
Business Banking
We provide tailored financial solutions for businesses including commercial loans, cash management, and merchant services. Our local decision-making approach allows faster approval processes for business financing needs. Services support companies across various industries in Southern California's evolving economic landscape.
People
Donavon P. Ternes
President and Chief Executive Officer
Leading Provident Bank since 2024, Donavon brings extensive banking experience and a commitment to community-focused financial services. He prioritizes innovation while maintaining the institution's founding principles.
Peter Fan
Senior Vice President, Chief Financial Officer
Managing financial operations with over 20 years of banking expertise, Peter ensures fiscal responsibility and strategic growth while maintaining regulatory compliance and financial transparency.
David S. Weiant
Senior Vice President, Chief Lending Officer
With 25+ years in lending, David oversees all lending operations, maintaining Provident's tradition of personalized loan solutions and local decision-making for residential and commercial clients.
Questions
What online banking features are available?
Our online platform offers account management, bill payment, mobile check deposit, and real-time alerts through the MyProvident Mobile app with 24/7 access.
Do you offer mortgage loans for first-time homebuyers?
Yes, we provide FHA loans and down payment assistance programs specifically designed for first-time homebuyers in Southern California.
How can I reset my debit card PIN?
Call (800) 567-3451 or (800) 992-3808 anytime to reset your debit card PIN using our automated phone system.
Are business banking services available?
We offer commercial checking, business loans, cash management, and merchant services tailored to local businesses' specific needs and growth objectives.
What investment options exist?
Through LPL Financial partnerships, we offer retirement accounts, mutual funds, and wealth management services for California and Arizona residents with personalized guidance.
