Business Details
Your Trusted Financial Partner in Fontana, CA
Fontana Federal Credit Union is an independent, member-owned cooperative financial institution founded on the principle of 'people helping people.' Since our inception, we have provided quality, friendly services to employees of the City of Fontana, Fontana Unified School District, Fontana Post Office, Fontana Fire Department, and other local organizations along with their families. Our commitment to excellence is reflected in our comprehensive range of financial products, including checking and savings accounts, auto and personal loans, credit cards, and mortgage services. We prioritize personalized service, competitive rates, and community engagement, ensuring our members receive the support they need to achieve financial stability.With over five decades of experience, we continue to adapt to modern banking needs while maintaining the trust and loyalty of our members. Our team is dedicated to delivering exceptional service through convenient channels like online banking, mobile apps, and a network of fee-free ATMs. We adhere to strict regulatory standards, ensuring the security and confidentiality of our members' financial information. By focusing on innovation and accessibility, we strive to be a leader in the credit union industry. Our mission is to empower members with the tools and knowledge necessary for financial success. Through transparency and ethical practices, we build lasting relationships that benefit both individuals and the broader community.
Services
Checking Accounts
Savings Accounts
Auto Loans
Personal Loans
Credit Cards
Mortgage Services
Online Banking
ATM Access
Financial Calculators
Identity Theft Protection
Highlights and features
- We offer NCUA-insured accounts for secure financial management.
- Our competitive loan rates support auto, personal, and mortgage financing.
- 24/7 fee-free access to 30,000+ ATMs through the CO-OP Network.
- Personalized service tailored to Fontana's local community needs.
- Over 50 years of experience in member-focused financial solutions.
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Savings Accounts
Our savings accounts provide secure, dividend-earning options for short- and long-term financial goals. Members can choose from standard share accounts, Christmas clubs, or high-yield share certificates. These accounts establish ownership in the credit union while offering flexibility for everyday savings or dedicated investment. Competitive interest rates and no minimum balance requirements make these accounts accessible to all members.
Auto Loans
Fontana FCU offers competitive auto loans for new and used vehicles with flexible terms and no prepayment penalties. Our financing options include traditional auto loans and refinancing solutions to help members reduce monthly payments. Recreational vehicle financing covers boats, motorcycles, and RVs, supporting diverse transportation needs while maintaining affordable rates for qualified applicants.
Personal Loans
Personal loans provide quick access to funds for emergencies, repairs, or unexpected expenses. With fixed interest rates and flexible repayment terms, these unsecured loans require no collateral. The streamlined application process ensures fast approval, while optional lines of credit up to $5,000 offer additional financial flexibility for members in good standing.
Credit Cards
Our credit cards feature competitive fixed rates, no annual fees, and credit limits up to $10,000. Designed for everyday purchases, balance transfers, and cash advances, these cards integrate with our security systems to protect against fraud. Membership eligibility and responsible usage help build credit while accessing rewards and purchase protection benefits.
Online Banking
24/7 online banking enables account management, bill payments, fund transfers, and transaction monitoring from any device. Members access real-time balances, e-statements, and mobile check deposit features. Integrated security protocols protect sensitive data, while mobile apps provide location-based ATM finder tools and instant fraud alerts for enhanced financial control.
Questions
How do I apply for a loan?
Apply online through our secure portal or visit our Fontana branch for in-person assistance. Required documents include proof of income and identification.
What membership benefits exist?
Members gain access to competitive rates, fee-free ATMs, financial calculators, and personalized service tailored to local needs.
Are my deposits insured?
Yes, savings are federally insured up to $250,000 by the NCUA, a U.S. government agency.
What loan types are available?
We offer auto loans, personal loans, mortgages, credit cards, and lines of credit for members' financial needs.
