Business Details
50+ Years
experience
Your Trusted Partner for Financial Wellness Solutions
Chaffey Federal Credit Union has served generations of families since 1964, dedicated to empowering members to achieve financial stability. Our personalized service focuses on understanding individual financial journeys, offering tailored solutions for every life stage. As a community charter credit union, we prioritize local needs in southwestern San Bernardino and eastern LA County communities. Our commitment to financial literacy is demonstrated through educational programs reaching over 3,100 students annually. We maintain federal insurance for deposits up to $250,000 while maintaining an A+ BBB rating for transparent business practices.With specialized financial products including mobile banking and Member Rewards, we combine modern technology with traditional values. Our community impact includes $34,000 in donations to local schools and organizations in 2024 alone. The volunteer Board of Directors ensures strategic oversight while maintaining member-focused operations. Through initiatives like Bite of Reality and My First Nest Egg, we emphasize practical financial education. Our Social Impact Award from California and Nevada Credit Union Leagues recognizes our dedication to community betterment.
Services
Checking Accounts
Savings Accounts
Auto Loans
Credit Cards
Personal Loans
Home Loans
Financial Education
Online Banking
Mobile App
Member Rewards
Details
- Year established: 1964
Highlights and features
- We offer personalized financial solutions tailored to individual life stages
- Our A+ BBB rating reflects transparent and ethical business practices
- Community investment includes $34,000 in local donations during 2024
- We provide financial education to over 3,100 students annually
- Federal insurance covers deposits up to $250,000 through NCUA
Associations and certifications
- Better Business Bureau
What people say
Friendly and helpful staff
Convenient branch locations
Great HELOC experience
Community-focused initiatives
Financial education programs
Services
Checking Accounts
Our checking accounts provide 24/7 fund access with enhanced security features. Chaffey Plus Checking offers identity protection, shopping rewards, and health discount savings. Basic Checking provides free ATM access at 30,000+ locations with no minimum balances. Both options include mobile check deposit and digital wallet integration.
Auto Loans
We offer competitive auto loan rates starting at 4.99% APR for new and pre-owned vehicles. Our financing options include refinance opportunities with flexible terms. Personalized loan consultations help members find optimal payment plans that fit their financial situation while building credit responsibly.
Financial Education
Our educational programs include Bite of Reality workshops and My First Nest Egg resources. Financial coaching services help members develop budgeting skills and long-term planning strategies. We served over 3,100 students in 2024 through school-based financial literacy initiatives.
Credit Cards
Visa credit cards start at 9.90% APR with no annual fees. Our cards offer purchase protection and rewards programs through $hopping Rewards. We provide credit-building options for members at all financial levels while maintaining transparent fee structures.
Home Loans
Home financing options include purchase and refinance loans with competitive rates. We offer specialized programs for school employees and flexible repayment terms up to 20 years. Our mortgage team provides personalized guidance through the entire home buying process.
Questions
How can I become a Chaffey FCU member?
Membership is open to employees of approved groups and school districts we serve, including retirees and students.
What loan options do you offer?
We provide auto loans, credit cards, personal loans, home loans, and specialized programs for school employees.
Do you have mobile banking options?
Yes, our mobile app includes check deposit, card management, and bill payment features.
Are my deposits insured?
Yes, savings are federally insured up to $250,000 by the NCUA, a U.S. government agency.
What financial education resources exist?
We offer Bite of Reality workshops, My First Nest Egg programs, and online financial calculators.
How does your credit union support the community?
We donated $34,000 to local schools and organizations in 2024 and provide free financial education.
