Business Details
35 Years
experience
Trusted Residential & Commercial Loan Solutions in Burbank, CA
With over three decades of expertise in residential and commercial finance, we specialize in delivering tailored funding solutions to meet diverse client needs. Our seasoned team prioritizes seamless transactions, from application to funding, while maintaining a steadfast commitment to excellence. Leveraging a robust network of banks and wholesale lenders, we assist clients in securing financing even when traditional institutions decline.We offer complimentary assessments to craft personalized financing plans, emphasizing competitive rates, minimal down payments, and flexible qualification criteria. Our track record demonstrates a consistent ability to help clients reduce mortgage costs and achieve financial objectives.
Services
Residential Loans
Commercial Loans
Fix & Flip Loans
Stated Income Loans
Jumbo Loans
Construction Loans
Investor Loans
FHA Loans
VA Loans
Details
- Year established: 1991
Highlights and features
- We have over 30 years of experience in residential and commercial finance.
- Our team maintains a robust network of banks and wholesale lenders.
- We offer no upfront costs or hidden fees for our services.
- We provide free assessments to create personalized financing plans.
- We specialize in helping clients with credit or income documentation challenges.
Associations and certifications
- California Department of Real Estate (DRE)
- National Mortgage Licensing System (NMLS)
Services
Residential Loans
We provide diverse residential loan options for clients with varying credit profiles, including conventional, FHA, and VA loans. Our expertise addresses credit challenges, income documentation issues, and tax-related concerns. With decades of experience, we connect borrowers with lenders offering competitive rates and flexible terms.
Commercial Loans
Our commercial loan services cater to businesses seeking financing for properties like office buildings, retail spaces, and mixed-use developments. We offer tailored solutions through a dedicated platform at Chase Capital Funding, focusing on flexible terms and access to specialized lenders for complex transactions.
Fix & Flip Loans
Designed for real estate investors, these short-term loans finance property purchases and renovations. We specialize in expediting approvals for 'fixer-upper' projects, enabling clients to maximize returns through timely acquisitions and strategic remodeling efforts.
Stated Income Loans
These loans accommodate self-employed individuals or those with non-traditional income sources by waiving standard pay stub requirements. We verify eligibility through alternative methods, ensuring access to financing for entrepreneurs and small business owners.
Construction Loans
We facilitate construction loans covering up to 90% of land and development costs. Our streamlined process supports one-time closings or adjustable-rate options, helping clients build custom homes or commercial properties with minimized financial complexity.
People
Ralph Hartounian
CEO & President
Founder and licensed broker with over 30 years in residential and commercial finance. NMLS-certified expert specializing in complex loan scenarios and client-focused financing solutions.
Michael Reed
Vice President
Loan specialist with extensive experience in mortgage products and client relations. Licensed professional focused on delivering tailored financing options to meet diverse borrower needs.
Karine Hartounian
Office Manager
Senior loan processor managing operational workflows and client communications. Ensures efficient transaction processing while maintaining high standards of service quality and accuracy.
Questions
What types of residential loans do you offer?
We offer conventional, FHA, VA, jumbo, fix-and-flip, construction, and stated-income loans, among others, tailored to diverse credit and income situations.
Can you help clients with credit issues?
Yes, we specialize in assisting clients with credit challenges, bankruptcies, or tax-related issues through alternative qualification methods and specialized lender partnerships.
How long does the loan approval process take?
Approval timelines vary by loan type, but our streamlined process typically secures decisions within days through direct lender connections and efficient documentation handling.
Do you offer commercial financing options?
Yes, we provide commercial mortgages for office buildings, retail spaces, mixed-use properties, and more through our dedicated Chase Capital Funding platform.
Are there down payment assistance programs available?
We offer options with low down payments, including VA loans with zero down and investor loans starting at 10% down, depending on client qualifications.
