Business Details
Your Trusted Mortgage Partner in Los Angeles
At G & M Funding Service, we set a high standard in the mortgage industry by prioritizing quality customer service and placing clients first. Our mission focuses on guiding individuals through the home loan process to confidently select the best mortgage options available. With expertise in residential lending, we offer personalized consultations and work continuously to help clients achieve homeownership goals.We aim to become a lifelong mortgage partner by exceeding expectations and fostering trust through professionalism and consideration. Our services include conventional, FHA, VA, and specialized loan programs tailored to diverse financial situations.
Services
Conventional Loans
FHA Loans
VA Loans
Refinance Loans
Reverse Mortgages
Construction Loans
Second Mortgage Loans
Highlights and features
- We offer expertise in residential lending with personalized consultations
- Our team provides diverse loan programs for all credit situations
- We guarantee transparent communication throughout the loan process
- We maintain a client-for-life commitment with ongoing support
- We deliver competitive rates for purchase and refinance loans
Associations and certifications
- NMLS 390225
Services
Conventional Loans
Standard mortgage programs requiring 5% down payment with competitive interest rates. Ideal for borrowers with fair-to-good credit seeking purchase or refinance options. Documentation requirements ensure responsible lending practices while maintaining accessibility for qualified applicants.
FHA Loans
HUD-insured loans allowing 3.5% down payments with flexible qualification criteria. Designed for first-time homebuyers and those with limited savings. Seller contributions up to 6% help reduce closing costs for eligible borrowers.
VA Loans
Federal government-backed loans for qualified veterans and military personnel. Offers favorable terms including no down payment requirements and competitive rates. Simplifies homeownership opportunities for those who have served our country.
Refinance Loans
Options to restructure existing mortgages for better rates or cash-out purposes. Available for conventional, FHA, and VA loans. Helps homeowners reduce monthly payments, access equity, or adjust loan terms to meet changing financial needs.
Construction Loans
Specialized financing covering up to 90% of land and construction costs. Offers one-time closing or ARM options for custom home building projects. Designed to simplify the complex construction financing process with dedicated support.
Questions
What loan programs do you offer?
We provide conventional, FHA, VA, reverse mortgages, refinance options, construction loans, and second mortgages tailored to various financial situations.
How can I apply for a mortgage?
Apply online through our secure portal or contact us at 310-677-0291 for a personalized consultation with our lending specialists.
What credit requirements do you have?
We offer programs for all credit profiles, including options for challenged credit and high debt ratios with flexible qualification criteria.
Do you serve areas outside Los Angeles?
While based in Los Angeles, we work with clients throughout California and can discuss specific geographic eligibility during your consultation.
How do you determine mortgage rates?
Our competitive rates depend on loan type, market conditions, and individual borrower qualifications. Contact us for current rate information.
