Business Details
Your Trusted Mortgage Broker in Los Angeles
At Point Of View, we are dedicated to redefining excellence in the mortgage industry. Our mission centers on delivering exceptional customer service by prioritizing the needs of every client we serve. With decades of combined experience in residential lending, our team specializes in guiding clients through the complex home loan process, empowering them to make informed decisions about their financial future. We offer a comprehensive range of loan programs tailored to diverse needs, including conventional, FHA, VA, USDA, jumbo, and specialized non-QM loans. Our commitment extends beyond closing dealswe strive to build lifelong relationships by maintaining transparency, ethical practices, and personalized support throughout every transaction.By leveraging our industry expertise and innovative digital tools, we ensure a seamless application process while maintaining rigorous compliance standards. Our track record of satisfied clients and referrals underscores our dedication to reliability and client-centric service. Whether you're a first-time homebuyer or seeking investment financing, we combine technical proficiency with a human touch to deliver mortgage solutions that align with your unique goals. Our local market knowledge and partnerships with trusted professionals further enhance our ability to serve clients effectively. We stand by our promise to be your trusted advisor in homeownership, offering free consultations to start your journey toward financial success.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
DSCR Loans
Non-QM Loans
Bank Statement Loans
Refinance Loans
Foreign National Loans
Highlights and features
- We offer 20+ years of expertise in residential mortgage lending
- Our team provides personalized loan consultations with no hidden fees
- We specialize in 10+ loan programs including FHA, VA, and jumbo loans
- Our digital application process is fast, secure, and user-friendly
- We maintain 24/7 client support throughout the entire loan lifecycle
Services
Conventional Loans
Conventional fixed-rate mortgages provide stable monthly payments with terms ranging from 10 to 40 years. These loans require as little as 3% down payment for qualified borrowers. Ideal for those with strong credit histories seeking predictable payment structures without government backing.
FHA Loans
FHA-insured mortgages offer low down payment options (as low as 3.5%) with flexible credit requirements. Designed for first-time buyers and those with limited credit histories, these loans provide accessible homeownership opportunities through government-backed security.
VA Loans
Department of Veterans Affairs loans provide zero-down payment options for eligible military personnel and veterans. These loans feature competitive rates, no private mortgage insurance requirements, and relaxed credit standards to support service members' homeownership goals.
USDA Loans
USDA-guaranteed mortgages offer zero-down financing for properties in eligible rural and suburban areas. With income limits and competitive rates, these loans help low-to-moderate-income families achieve homeownership in qualified locations.
Jumbo Loans
Jumbo loans finance luxury properties exceeding conventional loan limits. Available with competitive rates for borrowers with strong credit profiles, these mortgages cater to high-value home purchases requiring larger loan amounts and specialized underwriting.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, DSCR, non-QM, bank statement, refinance, and foreign national loans.
How can I apply for a mortgage?
Apply online through our secure portal or contact us at 310-641-6700 for personalized assistance with your application.
Do you offer competitive interest rates?
Yes, we provide competitive rates across all loan programs with customized solutions for individual financial situations.
Are you licensed to operate in California?
We hold NMLS license #331269 and California DRE license #01257560 for mortgage brokerage services.
What documents are needed for pre-approval?
Typically requires proof of income, asset statements, credit authorization, and property details for pre-approval.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term refinancing and cash-out options to help reduce payments or access home equity.
