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Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Rancho Cucamonga
Arrowhead Credit Union is a not-for-profit financial cooperative dedicated to the philosophy of 'people helping people.' Founded in 1949 by San Bernardino County employees, we have grown to serve a diverse membership with a focus on better rates, lower fees, and community reinvestment. Our services include checking accounts, credit cards, auto loans, personal loans, home equity products, mortgages, savings accounts, certificates, investment programs, and IRAs. We prioritize world-class service from locally-based team members and offer financial solutions tailored to our members' needs.

With over 70 years of experience, we combine personalized attention with modern financial tools, including digital banking, Zelle, and 30,000 ATMs nationwide. Our commitment extends beyond finance through community initiatives like the ArrowHeart Scholarship program and annual coastal cleanup events. Membership is open to those joining eligible associations, family members of existing members, or employees of select employers.
Services
Auto Loans Personal Loans Credit Cards Home Equity Lines Mortgages Savings Accounts Certificates Investment Programs IRAs Business Loans
Details
  • Year established: 1949
Highlights and features
  • We offer over 70 years of local financial expertise since 1949
  • Our member-owned structure provides better rates and lower fees
  • 24/7 digital banking with Zelle and 30,000+ nationwide ATMs
  • Community reinvestment through scholarship programs and cleanups
  • Personalized service from locally-based financial professionals
Associations and certifications
  • National Credit Union Administration (NCUA)
What people say
Great loan rates Friendly staff Easy online banking Quick approvals Community focus
Services
Auto Loans
Competitive auto loans with APRs starting at 4.49% for 36 months. Terms up to 84 months available with no early payoff penalty. Special offers include 90-day payment deferral for loans funded before January 31, 2026. Available for new and used vehicles, including lease buyouts and recreational vehicles.
Personal Loans
Unsecured personal loans ranging from $500 to $25,000 with APRs starting at 12.99%. Flexible terms from 12-60 months and no collateral required. Ideal for debt consolidation, vacations, or education expenses. No penalty for early repayment.
Credit Cards
Zero annual fee Visa credit cards with APRs starting at 13.74%. Features include balance transfer options, cash advance access, and fraud protection. Earn free FICO score updates monthly and enjoy 24/7 transaction alerts for enhanced security.
Home Equity Line
Flexible home equity lines of credit with APRs starting at 8.00%. Borrow up to 80% of home equity with terms up to 20 years. Includes a Visa-branded spending card for easy access to funds. Ideal for home improvements or major purchases.
Investment Services
Partnering with LPL Financial to offer personalized investment solutions. Services include retirement planning, college savings, portfolio management, and estate planning. Access to stocks, bonds, mutual funds, and annuities with guidance from licensed financial advisors.
People
Aaron Bitran
LPL Financial Advisor
CA Insurance License #0B82510 with expertise in retirement planning and investment strategies. Serves clients in Fontana and Rancho Cucamonga branches. Available for personalized financial consultations.
Tommy DeGraw
LPL Financial Advisor
CA Insurance License #0K37915 specializing in portfolio diversification and risk management. Supports clients in Crestline, Highland, and Redlands branches with investment planning needs.
Travis Crenshaw
LPL Financial Advisor
CA Insurance License #0L95801 offering comprehensive financial planning services. Assists clients across multiple locations including Diamond Bar, Long Beach, and Riverside branches.
Questions
How do I apply for a loan?
Apply online through digital banking, visit any branch location, or contact our loan department directly at (800) 743-7228 for personalized assistance.
Is my money safe at Arrowhead?
Yes, all deposits are federally insured up to $250,000 through the National Credit Union Administration (NCUA).
What digital banking features are available?
24/7 access to account management, bill pay, Zelle transfers, mobile check deposit, and real-time transaction alerts.
Can I use my card internationally?
Yes, Visa cards work globally. Notify us before travel to prevent fraud alerts and check for applicable foreign transaction fees.
How do I report a lost card?
Call (800) 743-7228 immediately or use the mobile app's card management features to report lost or stolen cards.
What membership benefits exist?
Benefits include competitive rates, local decision-making, financial education resources, and community-driven initiatives like scholarship programs.