Business Details
50+ Years
experience
Your Trusted Financial Partner in Kansas City, KS
Established in 1954, KUMC Credit Union operates as a not-for-profit financial cooperative chartered by the State of Kansas. Our institution is owned by its members, who benefit from competitive financial services rooted in cooperative principles. We prioritize the financial well-being of our members through higher savings dividends, lower loan rates, and personalized service. Our team of experienced professionals, including NMLS-certified loan officers, delivers tailored solutions for auto loans, mortgages, share certificates, and more.We maintain transparency in operations, adhering to strict compliance standards while offering identity theft recovery, mobile banking, and access to a nationwide CO-OP ATM network. With two convenient locations and 24/7 digital banking, we serve employees of healthcare systems in Wyandotte and Johnson counties, their families, and affiliated organizations. Our commitment to community and member-centric values has sustained us for over seven decades, ensuring long-term financial stability for our clientele.
Services
Auto Loans
Personal Loans
Share Certificates
Mortgage Loans
Home Equity Lines
Mobile Banking
Identity Theft Recovery
Notary Services
Coin Counting
Money Orders
Details
- Year established: 1954
Highlights and features
- We offer competitive APRs on auto, personal, and mortgage loans.
- Our identity theft recovery service protects members' financial security.
- Mobile banking with instant payments via Fed Now is available.
- NMLS-certified loan officers provide expert guidance for financing needs.
- We serve healthcare professionals and their families with tailored solutions.
Associations and certifications
- NCUA
- CO-OP ATM Network
What people say
Personal relationship
Great convenience
Employees know us by name
25-year membership
Convenient campus location
Services
Auto Loans
KUMC Credit Union offers competitive financing for new and used vehicles, including 100% financing options with GAP and MRC coverage. Rates start at 6.10% APR for new autos and 8.40% APR for used models. Our NMLS-certified loan officers assist qualified applicants with tailored payment plans.
Share Certificates
Secure high-yield savings options with terms from 6 to 36 months. Minimum deposit of $1,000 earns up to 5.10% APR, compounded quarterly. Early withdrawal penalties apply, but dividend earnings can be accessed during the term.
Home Equity Lines
Borrow up to 90% of home value minus existing mortgage balance. Flexible lines of credit for debt consolidation, home improvements, or vacations. Contact NMLS-certified staff for personalized rate quotes and eligibility criteria.
Mobile Banking
24/7 access to account management, bill pay, remote check deposit, and card controls. Free mobile app for iOS and Android supports contactless payments via digital wallets and nationwide ATM access through the CO-OP network.
Identity Theft Recovery
Comprehensive service to resolve unauthorized transactions and restore credit integrity. Includes card replacement, fraud alerts, and dedicated support for members affected by data breaches or account compromises.
People
Chrissy Gutierrez
Chief Executive Officer
NMLS-certified leader with extensive credit union experience guiding strategic operations and member services at KUMC Credit Union.
Nathan A. Parker
Assistant Manager/Loan Officer
NMLS-certified loan expert specializing in automotive, mortgage, and personal financing solutions for healthcare professionals.
Lupe Magana
Member Service Rep
Dedicated frontline specialist assisting members with account management, loan applications, and financial inquiries.
Elaina Ramirez
Member Service Rep
Experienced service representative providing personalized banking support and transaction assistance to credit union members.
Asael Bonilla
Member Service Rep
Trained financial professional offering customer service and account management solutions for KUMC Credit Union members.
Questions
Who is eligible to join KUMC Credit Union?
Eligibility includes employees of The University of Kansas Health Care Systems, affiliated healthcare organizations in Wyandotte/Johnson counties, their families, and credit union staff.
What loan types does KUMC Credit Union offer?
We provide auto loans, personal loans, home equity lines, mortgages, and share-secured loans with competitive rates for qualified applicants.
How can I access my account after hours?
Our 24/7 digital banking platform allows balance checks, fund transfers, bill payments, and mobile check deposits through our free mobile app.
Do you charge monthly maintenance fees?
Share Draft accounts have a $5 monthly fee unless e-statements are enabled or minimum balances are maintained. Specific fee waivers apply for seniors and minors.
What security features protect my account?
We offer identity theft recovery, card controls, fraud monitoring, and secure login protocols to safeguard member accounts and personal information.
Can I use my debit card internationally?
Visa Check Cards work globally where Visa is accepted, though transactions in sanctioned countries may be restricted per U.S. Treasury regulations.
