Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Warren, MI
Since 1952, Usmfcu has prioritized member-centric financial services while maintaining genuine community engagement. Our commitment to excellence includes offering competitive rates, innovative financial solutions, and personalized support tailored to individual needs. We actively contribute to Ukrainian organizations and charities, reflecting our deep-rooted community involvement. Technological advancement remains central to enhancing member experience and operational efficiency. As a federally-insured credit union, we adhere to strict standards of reliability and trustworthiness.Our mission focuses on delivering exceptional financial services to the Ukrainian community, emphasizing honesty, integrity, and long-term value. Core values like consistency, community involvement, and reliability guide every decision. We maintain transparency in operations while continuously seeking improvements in service delivery. Our vision positions us as a trusted financial partner, combining traditional values with modern banking solutions to meet evolving member needs.
Services
Personal Accounts
Business Accounts
Mortgages
Auto Loans
Credit Cards
Online Banking
Money Market Accounts
Share Certificates
IRA Plans
Mobile Banking
Details
- Year established: 1952
Highlights and features
- Serving communities since 1952 with financial expertise
- Active support for Ukrainian charities and organizations
- Competitive rates on loans and savings products
- 24/7 surcharge-free access to 30,000+ ATMs nationwide
- Continuous investment in secure digital banking solutions
Associations and certifications
- National Credit Union Administration (NCUA)
What people say
Great rates
Community focus
Reliable service
24/7 access
Personalized care
Services
Personal Accounts
We offer diverse personal banking solutions including checking, savings, and specialized accounts for young adults. Our products feature competitive rates and flexible terms. Members benefit from 24/7 digital access and local branch support.
Auto Loans
Our auto loan program provides financing options for new and used vehicles with rates starting at 4.24%. We offer flexible terms and personalized guidance to help members find affordable solutions for their transportation needs.
Online Banking
Our secure online platform enables account management, bill payment, and transaction monitoring 24/7. Features include real-time alerts, budgeting tools, and mobile check deposit. The system integrates with credit monitoring services for comprehensive financial management.
Mortgages
We provide mortgage solutions for home purchase and refinancing with personalized rate options. Our experts guide members through the process from pre-approval to closing. Special programs support first-time homebuyers in the local community.
Credit Cards
Our credit card offerings include the Platinum Preferred Visa with rates starting at 9.50%. Features include fraud protection, purchase rewards, and secured options for building credit history. Members receive 24/7 customer support for card-related inquiries.
Questions
What loan options are available for first-time homebuyers?
We offer specialized mortgage programs with competitive rates and down payment assistance options for first-time homebuyers in our service area.
How can I access my account outside business hours?
Our online banking platform provides 24/7 account access, and our free ATM at Warren Office operates 24 hours daily with no transaction fees.
Do you offer student loan programs?
Yes, we provide student loans with flexible terms and competitive rates to help members finance their educational goals.
What community initiatives do you support?
We actively support Ukrainian organizations and charities through donations and sponsorships while offering financial literacy programs locally.
Can I open an account online?
Most personal accounts can be opened online with required documentation, though some specialized accounts may require in-branch verification.
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