Business Details
Trusted Business Insurance Solutions in Los Gatos, CA
Prevot & Associates Insurance Services has been a trusted name in commercial insurance for over 35 years, specializing in tailored coverage solutions for businesses of all sizes. Our expertise spans diverse industries including technology, life sciences, manufacturing, and retail, with offices in Los Gatos (Silicon Valley), San Diego, and Houston. We pride ourselves on delivering personalized service, leveraging relationships with over 100 insurance carriers to secure competitive rates and comprehensive protection. Our team of seasoned professionals prioritizes risk management consulting and proactive client education to minimize premium increases. With a client-centric approach highlighted by 24/7 availability and same-day policy adjustments, we serve businesses locally, nationally, and internationally.Recognized for exceptional customer service, our firm consistently earns referrals and repeat business through transparent communication and cost-saving strategies. From startups to public companies, we provide specialized coverage including general liability, directors & officers insurance, workers' compensation, and cyber liability policies. Our commitment to excellence is evidenced by testimonials praising our responsiveness, expertise, and ability to reduce insurance costs by up to 25%. Headquartered in California, we maintain a global perspective while delivering localized solutions that address specific industry challenges and regulatory requirements.
Services
General Liability
Workers Compensation
Group Health
Directors & Officers
Cyber Security
Contractors Insurance
Life Sciences
Manufacturing
Retail
Umbrella Policies
Highlights and features
- 35+ years of specialized experience in commercial insurance brokerage
- Access to 100+ insurance carriers for comprehensive coverage options
- Personalized service with 24/7 client availability and rapid response times
- Proven track record reducing insurance costs by up to 25% for clients
- Expertise in niche industries including technology, life sciences, and manufacturing
What people say
24/7 availability
20%+ cost savings
Same-day policy adjustments
Expert industry knowledge
Personalized service approach
Services
General Liability
General Liability Insurance protects businesses from financial losses due to customer injuries, property damage claims, and related lawsuits. Essential for commercial lease agreements and client contracts, this coverage safeguards companies across industries including law firms, medical practices, and consulting businesses. Our brokers help clients understand policy limits, exclusions, and endorsements to ensure comprehensive protection against common operational risks.
Workers Compensation
Workers Compensation Insurance provides wage replacement and medical benefits for employees injured on the job. Required by most states, this coverage protects both employers and employees while reducing legal liability. We assist businesses in navigating state-specific regulations and implementing safety programs to minimize workplace injuries and control premium costs through risk management strategies.
Directors & Officers
Directors & Officers Liability Insurance protects corporate executives from personal financial loss during lawsuits related to their management decisions. This coverage is crucial for public companies, nonprofits, and homeowner associations facing governance-related legal challenges. Our specialists help organizations understand policy terms, coverage limits, and exclusions to ensure adequate protection for leadership teams.
Cyber Security
Cyber Liability Insurance addresses financial risks from data breaches, network security failures, and other cyber incidents. With increasing digital threats, this coverage has become essential for businesses handling sensitive customer information. We provide tailored solutions that include data breach response, legal defense, and business interruption protection across various industry sectors.
Life Sciences
Specialized insurance for life science companies covering clinical trials, product development, and regulatory compliance. Our brokers understand the unique risks in pharmaceutical research, medical device manufacturing, and biotechnology fields. We offer comprehensive packages that address liability exposures throughout the product lifecycle from research to market distribution.
People
Mike Prevot
Founder & CEO
With over 35 years of insurance industry experience, Mike Prevot leads the firm's strategic direction while maintaining hands-on client relationships. Recognized for rapid policy solutions and cost-saving expertise, he specializes in commercial risk management for technology and life science sectors. His approach combines deep technical knowledge with personalized service that consistently earns client referrals and industry recognition.
Questions
What types of business insurance do you offer?
We provide general liability, workers' compensation, directors & officers, cyber liability, life sciences, manufacturing, and specialty insurance for contractors, retailers, and tech startups.
How do you tailor insurance policies to specific businesses?
Our brokers analyze each client's industry risks, operational needs, and budget constraints to create customized coverage packages from our network of 100+ insurance carriers.
Do you serve businesses outside California?
Yes, we provide commercial insurance solutions nationwide with specialized expertise in technology, life sciences, and manufacturing sectors across the United States.
How quickly can you provide insurance quotes?
Most business insurance quotes are delivered within 24 hours, with urgent requests often completed the same day through our expedited service process.
What makes your firm different from other insurance brokers?
Our 35+ years of specialized experience, personalized service approach, and proven ability to reduce client costs by up to 25% through strategic carrier negotiations set us apart.
