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50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Spartanburg, SC
CWS Insurance has been dedicated to providing exceptional insurance services since 1923, prioritizing client needs above all else. Our team of seasoned professionals is committed to developing tailored insurance solutions that address the unique risks faced by both businesses and individuals. With decades of collective experience, we have cultivated strong relationships with top-rated insurance carriers to ensure comprehensive coverage for our clients. Our approach emphasizes personalized service, ensuring every client receives individualized attention and expert guidance. We take pride in our deep-rooted connection to the Spartanburg community, actively supporting local organizations and initiatives that enhance the lives of our neighbors.

Our team includes certified professionals with specialized expertise in commercial and personal insurance, claims management, and risk mitigation strategies. We maintain a full-time dedicated claims specialist to provide prompt assistance during business hours, with 24/7 carrier support available for urgent matters. Our commitment to transparency and ethical practices has earned us recognition as a trusted insurance advisor in the region. We offer flexible payment options including direct billing, automatic drafts, and credit card payments to accommodate client preferences. With offices in Spartanburg and Gaffney, we serve clients across South Carolina with the same unwavering dedication that has defined our company for a century.
Services
Commercial Insurance Personal Insurance Claims Assistance Carrier Partnerships Risk Management Payment Processing Community Engagement
Details
  • Year established: 1923
Highlights and features
  • We offer over 100 years of combined insurance expertise since 1923
  • Our team includes certified professionals with CIC, CPCU, and AIC designations
  • We partner exclusively with financially sound, top-rated insurance carriers
  • We provide 24/7 claim reporting through major insurance carriers
  • Our dedicated claims specialist handles policyholder claims directly
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to protect businesses from industry-specific risks. Our offerings include property, liability, workers' compensation, and specialized coverage options. With partnerships across top-rated carriers, we develop customized risk management strategies that address each business's unique exposure profile.
Personal Insurance
Our personal insurance services protect individuals' valuable assets through customized homeowners, auto, and specialty coverage options. We offer protection for high-value estates, antique vehicles, and personal collections through flexible policy structures. Our approach focuses on understanding each client's specific needs to create comprehensive protection plans.
Claims Assistance
We provide dedicated claims assistance with a full-time specialist available during business hours. Our team facilitates direct 24/7 carrier reporting for urgent claims while maintaining communication throughout the resolution process. We ensure proper documentation submission and follow-up to expedite claim settlements.
Carrier Partnerships
We maintain relationships with a select group of financially stable insurance carriers to offer diverse coverage options. Our carrier network includes major providers like Liberty Mutual, The Hartford, and Travelers, ensuring access to competitive rates and specialized coverage solutions for both commercial and personal insurance needs.
Risk Management
Our risk management services help businesses identify and address potential threats through customized insurance solutions. We offer specialized coverage options for construction, cyber liability, directors & officers liability, and environmental risks. Our experienced team develops comprehensive protection strategies tailored to each organization's operational profile.
People
Arthur Yex
President
With over 35 years in insurance, Arthur Yex leads CWS Insurance as President. A Wofford College graduate and former Allstate Claims Adjuster, he holds multiple industry certifications. Active in community service, he volunteers with Mobile Meals and serves on multiple local boards.
Nate Toms
Account Executive
Nate Toms brings 25+ years of insurance expertise to CWS as an Account Executive. A Clemson University graduate with CIC, AIC, and CPCU designations, he previously served as Spartanburg Insurance Executive of the Year. He actively supports Spartanburg Soup Kitchen and youth sports programs.
Rae Whisenant
Account Executive
Rae Whisenant has spent 30+ years in insurance at CWS, starting as a customer service rep before becoming Vice President. A Clemson graduate, she focuses on personal lines and community service, serving on Meals on Wheels and Cherokee County Foundation boards while volunteering as a math tutor.
Robert Hammett
Managing Partner
Robert Hammett, a Wofford College graduate, has served CWS Insurance for 20+ years as Managing Partner. Holding the AIP designation, he received state-level Young Agent of the Year recognition and serves on industry advisory councils while coaching youth basketball.
Wade Hardin
Managing Partner
Wade Hardin returned to Cherokee County in 2003 to join CWS Insurance as Managing Partner. A Limestone College graduate with property and casualty licenses, he maintains active roles in local civic organizations and previously served as Limestone College Booster Club president.
Questions
What types of commercial insurance do you offer?
We provide comprehensive commercial insurance including property, liability, workers' compensation, cyber liability, and specialized coverage for construction, hospitality, and non-profits.
Do you handle personal insurance claims directly?
We have a dedicated claims specialist available during business hours and partner with carriers offering 24/7 direct claim reporting services for urgent matters.
What payment options are available?
We offer direct billing through carriers, automatic bank drafts, agency billing, and credit card payments for your convenience.
How do you help with risk management?
Our team develops customized risk management strategies using specialized coverage options for business interruptions, directors & officers liability, and environmental exposures.
Are you available after business hours?
While our offices operate during standard business hours, we provide 24/7 access to carrier claim reporting systems for emergency situations.
What communities do you serve?
We primarily serve Spartanburg and Gaffney, South Carolina, with personalized insurance solutions for both commercial and personal clients across the region.