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Your Trusted Partner for Comprehensive Insurance Solutions
U.S. National Insurance is a full-service property and casualty insurance agency headquartered in Scottsdale, Arizona. Our team of experienced advisors specializes in commercial insurance, workers' compensation, personal insurance, risk management, carrier audits, and premium financing. We serve businesses and individuals nationwide, leveraging deep marketplace knowledge and relationships with top-rated carriers to deliver tailored solutions. Our approach prioritizes proactive risk management and data-driven decision-making, challenging traditional reactive industry practices.Founded on principles of integrity, collaboration, and stakeholder-centric values, we strive to redefine industry standards by placing ethical considerations above profit motives. Our expertise spans high-risk operations, new ventures, and complex insurance needs, supported by innovative payment plans and nationwide coverage access.
Services
Workers' Compensation
Commercial Lines
Personal Lines
Risk Management
Premium Financing
Highlights and features
- We provide personalized service through experienced insurance advisors
- Our access to 'A' rated carriers ensures reliable coverage options
- We offer nationwide insurance solutions with specialized risk programs
- Our technical underwriting expertise addresses complex insurance challenges
- We implement innovative payment plans like pay-as-you-go financing
Services
Workers' Compensation
Our workers' compensation solutions provide wage replacement and medical benefits for work-related injuries. We specialize in high-risk operations, new ventures, and businesses with high experience modifications. Our offerings include premium cost containment strategies, 24/7 nurse hotline support, and claims triage services to minimize workplace disruption.
Commercial Lines
We offer comprehensive commercial insurance packages covering general liability, property, cyber risks, and commercial auto. Our solutions cater to businesses nationwide through guaranteed cost plans, deductible programs, and alternative risk financing options. With access to premier carriers, we create customized protection strategies aligned with each organization's unique risk profile.
Personal Lines
Our personal insurance solutions protect individuals' valuable assets through auto, home, flood, and recreational vehicle coverage. We simplify complex insurance needs with proactive risk management approaches, offering policies tailored to personal circumstances while maintaining competitive pricing and comprehensive protection.
Risk Management
We deliver strategic risk management services combining data analytics with industry expertise. Our approach identifies potential exposures through class code determinations, experience mod analysis, and premium audit assistance. This enables clients to implement proactive measures that reduce claims frequency and improve overall risk posture.
Premium Financing
Our premium financing solutions offer flexible payment options including pay-as-you-go models. These programs help businesses manage cash flow while maintaining continuous coverage. We coordinate financing arrangements with insurance carriers to ensure seamless implementation and compliance with regulatory requirements.
People
Steven Klumb
President
Steven Klumb leads U.S. National Insurance's mission to transform the insurance industry through ethical practices. With extensive experience in property and casualty insurance, he focuses on creating stakeholder-centric solutions that prioritize integrity over profit while maintaining technical excellence in risk management.
Questions
What types of insurance does U.S. National offer?
We provide workers' compensation, commercial lines, personal lines, risk management, and premium financing solutions for businesses and individuals nationwide.
How does U.S. National differ from other insurers?
We combine technical expertise with personalized service, prioritizing stakeholder needs through ethical practices and innovative solutions like pay-as-you-go payment plans.
Do you serve businesses outside Arizona?
Yes, we offer nationwide coverage through our network of carrier partners and specialized programs for various industries.
What payment options are available?
We offer flexible payment plans including pay-as-you-go financing to help businesses manage cash flow while maintaining continuous coverage.
