Business Details
39 Years
experience
Your Trusted Partner for Home Loan Solutions
Evergreen Home Loans has been a trusted leader in the mortgage industry since 1987, founded on the principle of delivering reliable, transparent service to homebuyers. Our innovative Security Plus Seller Guarantee program revolutionized the market by empowering buyers to compete effectively, even with lower offers. With decades of experience and a team of seasoned professionals, we specialize in a wide range of loan products tailored to first-time and repeat homebuyers, construction projects, and refinancing needs. Our commitment to customer satisfaction is reflected in our 4.93/5 rating across 25,000 reviews and a 98% on-time closing rate.We combine cutting-edge digital technology with personalized service to streamline the home financing process while maintaining a strong focus on community through initiatives like the Evergreen Cares Foundation. Our culture prioritizes associate growth and empowerment, ensuring our team delivers exceptional service aligned with our founding promise of closing loans On Time and as Promised.
Services
Home Loans
Refinancing
Construction Financing
Renovation Loans
Mortgage Brokerage
Details
- Year established: 1987
Highlights and features
- We offer 30+ years of mortgage industry expertise with a 98% on-time closing rate.
- Our Security Plus Seller Guarantee strengthens buyer offers in competitive markets.
- We combine digital innovation with personalized service for a seamless loan process.
- Local loan officers serve 23 states with region-specific market knowledge.
- Ranked #1 in customer satisfaction with 4.93/5 rating across 25,000+ reviews.
What people say
Excellent communication
Quick and easy process
On-time closing
Strong seller guarantee
Helpful team
Services
Home Loans
We provide comprehensive home loan solutions for first-time and repeat buyers, including fixed-rate, adjustable-rate, and government-backed FHA/VA loans. Our Security Plus Seller Guarantee strengthens purchase offers while our digital platform streamlines the application process. With local loan officers in 23 states, we combine regional expertise with national resources to help buyers secure financing On Time and as Promised.
Refinancing
Our refinancing options help homeowners reduce monthly payments, consolidate debt, or access home equity. We offer conventional, FHA, and VA refinance programs tailored to individual financial goals. The process features digital tools for rate comparison and a dedicated team to guide borrowers through rate locks, appraisals, and closing procedures while maintaining our 98% on-time closing standard.
Construction Financing
We specialize in construction loans for custom homes and major renovations, providing financing from groundbreaking to move-in day. Our process includes budget planning, draw scheduling, and transition to permanent financing. Borrowers benefit from dedicated construction loan specialists and partnerships with local builders to ensure projects stay on time and within budget.
Renovation Loans
Our renovation loan programs finance property upgrades through FHA 203(k) and specialized construction-perm combinations. These loans cover both purchase and improvement costs for fixer-uppers, with funds disbursed in stages based on project milestones. We provide pre-approval guidance and contractor coordination to simplify the remodeling process.
Digital Mortgage
Our digital mortgage platform enables end-to-end online applications, document submission, and e-signatures. Features include real-time rate tracking, automated underwriting, and mobile-friendly interfaces for 24/7 access. While leveraging technology for efficiency, we maintain human support through local loan officers to combine convenience with personalized guidance throughout the process.
People
Don Burton
Founder and CEO
Founded Evergreen Home Loans in 1987 after a real estate career. Developed the Security Plus Seller Guarantee program and established company culture focused on customer satisfaction and associate growth. Served three terms as Washington Mortgage Bankers Association president.
Tamra Rieger
President
Leads strategic initiatives and digital mortgage technology development. Recognized as Mortgage Star by Mortgage Women Magazine and HW Woman of Influence by HousingWire. Oversees sales, marketing, operations, and finance divisions with 27 years mortgage industry experience.
Robert Lipston
Head of Production
Executive Vice President with 35+ years mortgage experience. Former First Vice President at Flagstar Bank. Served as president of Puget Sound and Washington Mortgage Bankers Associations. Recognized as Top 100 Most Influential Mortgage Executive by Mortgage Executive Magazine.
Don Zender
Executive Vice President
Manages sales originations and strategic initiatives. Top 100 Lender by Mortgage Originator magazine and recognized FHA lending expert. Member of Evergreen Presidents Club since inception. Graduate of Western Washington University.
Haavard Sterri
Chief Marketing Officer
Oversees marketing and digital strategy with 20+ years leadership experience from companies like American Express and Comcast. Holds MBA from University of Minnesota. Leads branding initiatives and online presence development.
Questions
What home loan options do you offer?
We provide fixed-rate, adjustable-rate, FHA, VA, USDA, jumbo loans, and specialized programs like our Security Plus Seller Guarantee to meet diverse buyer needs.
How does your Security Plus Seller Guarantee work?
This program strengthens purchase offers by providing seller protections that make Evergreen-backed offers more attractive than higher cash offers during negotiations.
Can I refinance my existing mortgage?
Yes, we offer conventional, FHA, and VA refinance options to help reduce payments, consolidate debt, or access home equity with personalized rate evaluations.
Do you offer construction loans?
We provide construction financing for custom homes and major renovations with dedicated specialists managing the process from groundbreaking to permanent financing.
What states do you operate in?
We serve homebuyers in 23 states including Washington, California, Arizona, Texas, Florida, and Colorado with local loan officers in each market.
How can I apply for a loan?
Start online through our digital mortgage platform or contact a local loan officer for personalized guidance through the application and approval process.
