Business Details
33 Years
experience
Your Trusted Mortgage Partner in Seattle
West Seattle Mortgage has been dedicated to transforming homeownership dreams into reality since 1993. Our team combines local expertise with a vast network of lenders to secure competitive rates and tailored mortgage solutions. We prioritize personalized service, guiding clients through every step of the homebuying or refinancing process with transparency and professionalism. With decades of experience and a focus on community needs, we offer a range of loan options including FHA, VA, and jumbo loans. Our commitment to excellence is reflected in our NMLS-certified professionals and a reputation built on trust and client satisfaction.We empower clients with educational resources and tools like mortgage calculators to make informed decisions. Whether you're a first-time buyer or an experienced investor, our goal is to simplify the mortgage journey while delivering exceptional value. Our office in Seattle, WA, serves as a hub for personalized support and expert advice. By maintaining strong relationships with top-tier lenders, we ensure clients receive customized financing solutions that meet their unique financial goals. This enduring approach has solidified our position as a trusted partner in the mortgage industry for over three decades.
Services
Mortgage Loans
Refinancing
VA Loans
FHA Loans
Home Equity Lines
Jumbo Loans
Investment Property Loans
Reverse Mortgages
Construction Loans
Bridge Loans
Details
- Year established: 1993
Highlights and features
- We offer 30+ years of local mortgage expertise and personalized service.
- Our extensive lender network secures competitive rates and tailored solutions.
- NMLS-certified professionals ensure compliance and industry-leading standards.
- Transparent process with no hidden fees or surprises.
- Comprehensive educational resources empower informed homebuying decisions.
Associations and certifications
- NMLS (National Mortgage Licensing System)
What people say
Exceptional communication
Local expertise
Smooth process
Competitive rates
Personalized solutions
Services
Mortgage Loans
We provide tailored mortgage solutions for home purchases, refinancing, and investment properties. Our extensive lender network ensures competitive rates and customized terms. Clients benefit from expert guidance through every stage of the loan process.
VA Loans
Specialized VA loan programs offer $0 down payment options for veterans and active military members. We streamline the application process while maximizing benefits. Our NMLS-certified team ensures compliance with VA-specific requirements.
FHA Loans
FHA loans provide flexible credit requirements and low down payments for first-time buyers. We offer expert counseling to navigate FHA guidelines. Competitive rates are secured through our lender partnerships.
Refinancing
Our refinancing services help reduce monthly payments or access home equity. We analyze current market conditions to optimize timing. Clients receive personalized scenarios through our online calculator tools.
Home Equity Lines
HELOC services unlock home equity for renovations or financial needs. We offer competitive variable rates and flexible repayment terms. The process includes detailed equity assessments and usage planning.
People
Robert McAllister
Mortgage Broker/Sr. Loan Officer
NMLS# 89208 with 20+ years of mortgage expertise. Specializes in complex loan scenarios and first-time buyer programs. Committed to transparent communication and client education.
Sandy Howard
Sr. Loan Officer
NMLS# 114921 offering personalized mortgage solutions. Focuses on VA loans and military family housing needs. Provides 24/7 client support throughout the loan process.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, VA loans for veterans, and conventional programs with down payment assistance. Our team explains each option's benefits during initial consultations.
How does the mortgage pre-approval process work?
Pre-approval involves submitting financial documents for initial credit assessment. We review income, debts, and credit history to determine loan eligibility. This process typically takes 1-3 business days.
Can I refinance my current mortgage?
Yes, we offer rate-and-term refinancing to lower payments and cash-out refinancing for home equity access. Our calculators help determine if refinancing aligns with your financial goals.
What documents are needed for a mortgage application?
Standard requirements include pay stubs, tax returns, bank statements, and ID. Our team provides personalized checklists and explains documentation requirements during the initial consultation.
How long does the mortgage process take?
Average processing time ranges from 30-45 days. Factors include loan type, documentation completeness, and appraisal scheduling. We provide timeline estimates during pre-approval discussions.
