Business Details
40 Years
experience
Trusted Workers' Compensation Brokerage in IL, IA, MO & ID
Risser has been dedicated to providing specialized workers' compensation solutions for independent insurance agents since 1986. Our expertise lies in navigating market fluctuations while maintaining access to stable, high-quality insurance carriers with A.M. Best ratings of A or higher. We prioritize long-term relationships with agents across Illinois, Indiana, Missouri, and Iowa, offering tailored support for challenging risk profiles including high experience mods up to 1.8. Our team understands the critical importance of consistent coverage availability, particularly during difficult market conditions when many insurers retreat from the workers' compensation space. Through direct billing options, flexible payment plans, and comprehensive experience mod worksheet analysis, we empower agents to serve diverse industries such as construction, transportation, agriculture, and emergency services.With decades of experience guiding agents through evolving regulatory landscapes, we maintain a streamlined submission process that emphasizes efficiency and transparency. Our commitment to rapid commission payments within 10 days of receipt from carriers demonstrates our agent-centric business model that operates without production requirements. This enduring focus on partnership and reliability has allowed us to weather multiple market cycles while maintaining our core mission of supporting independent agents.
Services
Workers' Compensation Brokerage
Hard-to-Place Risk Solutions
Experience Mod Analysis
Carrier Placement Services
Payment Plan Options
Agent Support Services
Risk Submission Processing
Market Stability Solutions
Mod Rating Management
Commission Processing
Details
- Year established: 1986
Highlights and features
- We have over 35 years of experience in workers' compensation brokerage
- We maintain relationships with A.M. Best A+ rated insurance carriers
- We specialize in placing hard-to-place risks with high experience mods
- We offer direct billing with flexible payment plan options
- We provide rapid commission payments within 10 days of carrier receipt
Services
Workers' Compensation Brokerage
We connect independent insurance agents with stable, high-quality workers' compensation carriers. Our service ensures access to markets during both favorable and challenging conditions. With expertise in navigating complex regulatory requirements, we help agents secure coverage for diverse industries including construction, transportation, and emergency services.
Hard-to-Place Risk Solutions
We specialize in placing difficult-to-insure risks with appropriate carriers. Our solutions address businesses with high experience mods up to 1.8 and unique industry requirements. Through established relationships with top-rated insurers, we provide coverage options for industries like tree trimming, roofing, and ambulance services that often face market restrictions.
Experience Mod Analysis
We offer detailed analysis of experience modification worksheets for larger risks. This service helps agents understand their clients' risk profiles and identify opportunities for improvement. Our expertise in interpreting mod calculations supports more accurate pricing and better risk management strategies for policyholders.
Payment Plan Options
We provide flexible direct billing arrangements with multiple payment plan options. This service simplifies cash flow management for policyholders while maintaining administrative efficiency for agents. Our payment solutions accommodate various business needs while ensuring timely premium collection.
Agent Support Services
We offer comprehensive support for independent agents throughout the submission and placement process. Our services include document review, carrier selection guidance, and market analysis. With rapid response times and personalized attention, we help agents efficiently place workers' compensation policies while maintaining compliance with regulatory requirements.
People
Sharon McBain
Workers' Compensation Specialist
Sharon provides expert guidance to agents on workers' compensation placements. With extensive industry experience, she specializes in connecting agents with appropriate carriers and resolving complex risk scenarios.
Tim Foley
Workers' Compensation Specialist
Tim offers dedicated support to agents seeking workers' compensation solutions. His expertise includes evaluating risk profiles and facilitating placements with top-rated insurance carriers for challenging exposures.
Questions
What states do you serve?
We serve independent insurance agents in Illinois, Indiana, Missouri, and Iowa.
What types of risks do you handle?
We specialize in construction, transportation, agriculture, emergency services, and other industries with challenging risk profiles.
How do you handle difficult market conditions?
We maintain relationships with stable carriers that remain committed to workers' compensation even during tough market cycles.
What payment options are available?
We offer direct billing arrangements with multiple flexible payment plan options for policyholders.
How quickly are commissions paid?
Commissions are paid within 10 days after the end of the month we receive payment from carriers.
What submission documents are required?
We require completed ACORD 130 forms, four years of loss runs, and the latest experience mod worksheet for submissions.
