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Business Details
47 Years
experience
Your Trusted Independent Insurance Partner in Central Illinois
Nixon Insurance has served the insurance needs of individuals and businesses in Central Illinois since 1979. Founded as Miller Dredge Insurance Agency with roots tracing back to 1927, we have grown through strategic acquisitions to become a trusted independent insurance partner. Our team of certified professionals offers personalized commercial and personal insurance solutions, surety bonds, and captive insurance programs tailored to unique client needs.

With four office locations and decades of combined experience, we prioritize community involvement and continuous improvement in risk management services. Our commitment to aligning with highly rated insurance carriers ensures clients receive reliable coverage and expert guidance for long-term security.
Services
Commercial Insurance Personal Insurance Surety Bonds Captive Insurance Programs Life & Health Insurance Workers Compensation General Liability Business Owners Policy Agribusiness Insurance
Details
  • Year established: 1979
Highlights and features
  • We offer 40+ years of local insurance expertise since 1979
  • Our team includes certified risk architects and insurance counselors
  • We provide customized coverage through multiple insurance carriers
  • We maintain A+ rated insurance partnerships for reliable claims support
  • Our community-focused approach combines personalized service with industry innovation
Associations and certifications
  • ISO 9001
What people say
Knowledgeable staff Personalized service Comprehensive coverage Prompt claims processing Local expertise
Services
Commercial Insurance
We provide tailored commercial insurance solutions protecting businesses from property damage, liability claims, and operational risks. Our policies cover small startups to large corporations with customized risk management strategies. Services include workers' compensation, general liability, and business owners policies that adapt to evolving business needs.
Personal Insurance
Our personal insurance offerings safeguard families' assets through homeowners, auto, and umbrella policies. We provide customized coverage for life events including special event insurance and recreational vehicle protection. Certified agents help clients navigate options for optimal protection of personal investments and future security.
Surety Bonds
We offer surety bond solutions for construction projects, licensing requirements, and contractual obligations. Our services include bid bonds, performance bonds, and fidelity bonds that help businesses meet regulatory requirements and build client trust through guaranteed commitments.
Captive Insurance Programs
Our captive insurance programs allow businesses to form collective risk management entities. Members benefit from loss-sensitive pricing, premium control, and potential profit-sharing while maintaining access to traditional insurance markets through reinsurance partnerships.
Life & Health Insurance
We provide life insurance policies for family financial security and health insurance solutions including individual plans, Medicare supplements, and group coverage. Our services help clients protect against medical expenses and ensure long-term financial stability for dependents.
People
Jeff Peterson
Owner
Jeff Peterson has led Nixon Insurance since acquiring Miller Dredge in 2005. With over 30 years in the insurance industry, he expanded the company through strategic acquisitions while maintaining its commitment to personalized service and community involvement.
Questions
What types of insurance do you offer?
We provide commercial insurance, personal insurance, surety bonds, captive insurance programs, and life & health insurance solutions for individuals and businesses.
Do you serve areas outside Central Illinois?
While our primary focus is Central Illinois, we serve clients throughout the state and can assist with multi-state insurance requirements through our carrier partnerships.
How do you help with insurance claims?
Our team provides dedicated claims support, working directly with carriers to ensure timely processing and fair resolution of claims for both personal and commercial policies.
What makes your captive insurance programs unique?
Our captive programs offer members control over premium funds, potential profit-sharing, and customized risk management solutions while maintaining access to traditional reinsurance markets.
Are your insurance agents certified professionals?
Yes, our team includes certified risk architects, insurance counselors, and underwriters with specialized expertise across multiple insurance disciplines.
How can I get a personalized insurance quote?
Contact us through our website or call any of our four office locations to schedule a consultation with one of our experienced insurance professionals.