Business Details
50+ Years
experience
Your Trusted Financial Partner in Columbus, OH
Founded in 1935 by Columbus firefighters and police officers, CME Federal Credit Union has served Central Ohio with a commitment to protecting members' financial futures. As a member-owned institution, we prioritize personalized service, competitive rates, and community partnerships. Our offerings include personal and business banking, loans, credit cards, and investment products tailored to meet diverse financial needs. With branches across Central Ohio and access to 55,000 ATMs nationwide, we combine convenience with local expertise.Our team focuses on empowering members through financial education, innovative digital tools, and programs like Skip-A-Pay to provide flexibility during unexpected challenges. Recognized in Forbes' 2025 list of Americas Best-In-State Credit Unions, we maintain rigorous compliance with industry standards while reinvesting in community development. Through decades of experience, we've built a reputation for transparency, reliability, and member-centric solutions that address both immediate needs and long-term goals.
Services
Personal Checking
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Personal Loans
Business Banking
Online Banking
Home Equity Loans
Loan Payment Tools
Details
- Year established: 1935
Highlights and features
- Member-owned structure prioritizing client needs over profits
- Competitive loan rates and fee waivers for qualifying members
- 24/7 digital banking with mobile app and online tools
- Community-focused financial education and local partnerships
- Flexible payment options like Skip-A-Pay program
Associations and certifications
- Forbes Best-In-State Credit Unions 2025
Services
Personal Checking
CME offers multiple checking options including UChoose, Platinum, and Basic Checking accounts. Services feature no monthly fees with qualifying conditions, free ATM access at CME locations, and digital banking tools. Members benefit from overdraft protection, mobile check deposit, and personalized financial management resources.
Auto Loans
Competitive rate auto loans for new and used vehicles with terms up to 84 months. Specialized programs include motorcycle financing and EZ Line of Credit options. Rates vary based on creditworthiness, with new vehicle definition requiring under 25,000 miles and 2 model years old.
Mortgage Loans
Fixed and adjustable-rate mortgage options for primary residences and investment properties. Products include 10-30 year fixed terms and 5/1 ARM programs. Competitive rates apply to owner-occupied properties with personalized underwriting support from local loan officers.
Online Banking
24/7 account access through mobile app and web platforms. Features include bill pay, mobile check deposit, account alerts, and loan payment scheduling. Integration with SavvyMoney credit monitoring provides financial management tools for budgeting and credit health tracking.
Home Equity Loans
Fixed and variable rate home equity loans and lines of credit for property owners. Terms up to 144 months for major renovations with competitive APRs. Requires contractor bids for home improvement projects and offers flexible repayment options.
Questions
How do I become a CME Federal Credit Union member?
Join if you live, work, worship, or study in designated Ohio counties. Family members of existing members can also join regardless of location.
What loan payment flexibility options exist?
Our Skip-A-Pay program lets members skip one loan payment annually when needed, subject to eligibility requirements and fee.
Are there mobile banking options available?
Yes, our mobile app provides 24/7 access for account management, mobile check deposit, bill payments, and loan servicing.
What mortgage loan terms do you offer?
We provide fixed-rate mortgages for 10, 15, and 30 years, plus adjustable-rate options with competitive APRs based on creditworthiness.
How can I access ATM services?
Use any of our 55,000 network ATMs nationwide. CME branch ATMs offer surcharge-free transactions with upgraded machines providing enhanced security features.
